Last Updated: 04/18/2025
Wichita Falls Teachers FCU Savings Stacker Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10%(Verified 09/10/2024)
Minimum Opening Deposit
$10
Minimum Balance to Earn APY
$50
Wichita Falls Teachers FCU Savings Stacker Account Review
Wichita Falls Teachers FCU Savings Stacker Account is offered by Wichita Falls Teachers Federal Credit Union, a credit union founded in 1937 and based in Wichita Falls, TX. Wichita Falls Teachers FCU Savings Stacker Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $10.00 to open an account.
Wichita Falls Teachers FCU Savings Stacker Account Pros & Cons
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Wichita Falls Teachers FCU Savings Stacker Account FAQ
Are savings accounts from Wichita Falls Teachers Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Wichita Falls Teachers Federal Credit Union offer a signup bonus?
Wichita Falls Teachers FCU Savings Stacker Account doesn't offer a signup bonus.
What is the minimum initial deposit for Wichita Falls Teachers FCU Savings Stacker Account?
The minimum deposit to open a Wichita Falls Teachers FCU Savings Stacker Account is $10.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Wichita Falls Teachers FCU Savings Stacker Account offer?
Wichita Falls Teachers FCU Savings Stacker Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Wichita Falls Teachers FCU Savings Stacker Account charge?
Wichita Falls Teachers FCU Savings Stacker Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Wichita Falls Teachers FCU Savings Stacker Account charges a $15.00 fee for an early account closure. Contact Wichita Falls Teachers FCU Savings Stacker Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $30.00 fee per item.
- Wichita Falls Teachers FCU Savings Stacker Account charges $1.00 every time you request a paper statement.
Does Wichita Falls Teachers FCU Savings Stacker Account charge overdraft fees?
Yes, Wichita Falls Teachers FCU Savings Stacker Account charges a $30.00 overdraft fee.What features and perks does Wichita Falls Teachers FCU Savings Stacker Account offer?
This savings account includes the following features:
- Mobile Banking Services - Wichita Falls Teachers FCU Savings Stacker Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Wichita Falls Teachers FCU Savings Stacker Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed