Last Updated: 04/18/2025
Y-12 Federal Credit Union Young Adult Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
Y-12 Federal Credit Union Young Adult Savings Account Review
Key Takeaways
- Supports joint accounts. This allows two people to have equal authority over the management of an account.
- High yield savings. This account offers an annual percentage yield of up to 2.00%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1.00 to open an account.
Y-12 Federal Credit Union Young Adult Savings Account Pros & Cons
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Y-12 Federal Credit Union Young Adult Savings Account FAQ
Are savings accounts from Y-12 Federal Credit Union federally insured?
Does Y-12 Federal Credit Union offer a signup bonus?
What is the minimum initial deposit for Y-12 Federal Credit Union Young Adult Savings Account?
The minimum deposit to open a Y-12 Federal Credit Union Young Adult Savings Account is $1.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Y-12 Federal Credit Union Young Adult Savings Account offer?
What fees does Y-12 Federal Credit Union Young Adult Savings Account charge?
- A bank-teller fee of $2.00. Think twice before visiting a branch of this bank. This fee is triggered when you use a human teller instead of processing a transaction online or on an ATM.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $95.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $14.98 fee.
- Y-12 Federal Credit Union Young Adult Savings Account charges a $15.00 fee for an early account closure. Contact Y-12 Federal Credit Union Young Adult Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $32.00 fee per item.
- Y-12 Federal Credit Union Young Adult Savings Account charges $2.00 every time you request a paper statement.
Does Y-12 Federal Credit Union Young Adult Savings Account charge overdraft fees?
Yes, Y-12 Federal Credit Union Young Adult Savings Account charges a $32.00 overdraft fee.What features and perks does Y-12 Federal Credit Union Young Adult Savings Account offer?
Can you set up a direct deposit to Y-12 Federal Credit Union Young Adult Savings Account?
What is the customer support email for Y-12 Federal Credit Union Young Adult Savings Account?
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
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Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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Minimum Opening Deposit
Minimum Balance to Earn APY
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
N/A
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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