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SoFi (Company)

Mostly recommended181 total votes across 7 products

125 users recommend

20 users are unsure

36 users don't recommend

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All Services

Banking
Credit Card
Investment
Loans
Mortgage
Refinance

SoFi Review

SoFi was founded in 2011 and is based in San Francisco, CA.

Learn more about SoFi and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with SoFi.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from SoFi

SoFi is a different kind of finance company whose goal is to help people get their money right. Our products are built around our members—so that they have the tools they need to take control of their financial futures. While we do offer many of the same products and services as traditional financial institutions, SoFi is not a bank. We’re still held to high regulatory and compliance standards—and have teams across the company dedicated to protecting our members’ money and information. Our #1 priority is putting members first—it’s even one of our company values. If our members are successful, we’re successful. That’s why we offer exclusive member benefits at no cost.

Consolidate your credit card debt and get back in control.
Using a Personal Loan from SoFi to consolidate credit card debt could substantially lower how much you pay each month. Because most credit cards carry high interest rates, it’s nearly impossible to pay them off through monthly payments. A low fixed-rate personal loan can be easier to manage—and can save you a lot of money.

Contact

Headquarters

234 1st Street

San Francisco, CA 94105

Hours of Operation

Sunday

4:00AM - 5:00PM

Monday

4:00AM - 9:00PM

Tuesday

4:00AM - 9:00PM

Wednesday

4:00AM - 9:00PM

Thursday

4:00AM - 9:00PM

Friday

4:00AM - 5:00PM

Saturday

4:00AM - 5:00PM

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +49, or 4 on a 5-point rating scale.

+49

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

SoFi Community Reviews

Would you recommend SoFi to your friends?

Jeffrey R.

Feb 23, 2026

May or may not recommend

Review for SoFi Checking and Savings

this bank offers, excellent savings, incentives alone and crypto, and as I move forward buying a home they're also very good offers

Joshua H.

Aug 4, 2024

May or may not recommend

Review for SoFi Checking and Savings

I will never expose. My. Personal. Info. I will. Keep. Out. Of reach it's. My. Mother an big. Brother. Sheila D. Kenway. An. Germaine Powell. Who intrude an. Violates my civil rites ale. Press. Charges. Soon. As. Please. Understand. I fighting. For. Wat. I. Have. Soon as. I. Can. Get my. Sofia. Account. Situation. Secure im. Heading. To iC3. An. Telling. Them. Every. Things. I so. ...Show More

Douglas J.

Mar 21, 2024

May or may not recommend

Review for SoFi Checking and Savings

they pay faster than the other banks and there also benefits using the bank

Cody A.

Mar 14, 2024

May or may not recommend

Review for SoFi® Personal Loans

I could say that this is a fairly decent loan company; they do offer a fair amount of personalized loans to fit your situation. However, there are other loan companies that have competitive rates as well. I've have never had the luxury of needing such a large loan for anything other than a home, but on the plus side, granting customers with the means to track their credit score without ...Show More

Jane B.

Nov 18, 2023

May or may not recommend

Review for SoFi Student Loan Refinancing

SoFi Student Loan Refinancing helped me get all my student loans in order. I had about seven different loans that were getting hard to manage and the interest rates were insane. SoFi was honestly so easy to use and returned back such great rates really quickly. They made it a lot easier to pay back my loans--cheaper rates, one interface, great customer service.

Showing 5 of 181 reviews