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  SoFi Mortgage Refinance

SoFi Mortgage Refinance

in Mortgage Refinance from SoFi · NMLS ID #1121636

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SoFi Mortgage Refinance

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in Mortgage Refinance from SoFi · NMLS ID #1121636

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Highlights
Highlights
Loan Amount Up to $3,000,000
Loan Term (Years) 15 - 30 years

SoFi Mortgage Refinance Review

SoFi Mortgage Refinance is offered by SoFi (NMLS #1121636), a marketplace lending platform founded in 2011 and based in San Francisco, CA. SoFi Mortgage Refinance is available in 42 states (and Washington, DC).

Key Takeaways

  • Interest Rate Types. SoFi Mortgage Refinance only offers hybrid mortgages.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.

SoFi Mortgage Refinance Pros and Cons:

Pros Cons
  • Available in 42 states.
  • Charges an origination fee.
  • Charges prepayment fees.
  • No co-sign option.

What is the maximum loan term for a mortgage refinance via SoFi Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. SoFi Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does SoFi Mortgage Refinance charge a mortgage origination fee?

Yes, SoFi Mortgage Refinance will charge a loan origination fee.

What property usage types does SoFi Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. SoFi Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday 4:00am - 5:00pm
  • Monday 4:00am - 9:00pm
  • Tuesday 4:00am - 9:00pm
  • Wednesday 4:00am - 9:00pm
  • Thursday 4:00am - 9:00pm
  • Friday 4:00am - 5:00pm
  • Saturday 4:00am - 5:00pm

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Icon for Refinance Refinance

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Availability

  Available in 42 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Primary Home
  • Secondary Home
APR Starting at 3.377%
Loan Term 15 - 30 years
Loan Amount Up to $3,000,000

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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