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Student Loan Refinancing
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Last Updated: 04/18/2025

DCU Student Loan Refinance Program

in Student Loan Refinancing from Digital Federal Credit Union

Last Updated: 04/18/2025

DCU Student Loan Refinance Program logo
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See how much you qualify for and what your monthly payment will be.

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Highlights

Fixed APR

4.25% - 9.75%

Variable APR

3.25% - 8.75%

Amount Range

Up to $125,000

Loan Term (Years)

5 - 15
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DCU Student Loan Refinance Program Review

DCU Student Loan Refinance Program is a student loan refinance offering by Digital Federal Credit Union . Founded in 1979, Digital Federal Credit Union offers student loan refinancing in 50 states and Washington, DC.

DCU Student Loan Refinance Program FAQ

What APRs does DCU Student Loan Refinance Program offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
DCU Student Loan Refinance Program offers variable rate APRs that range from 3.25% to 8.75%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.25% to 9.75% APR.

Does DCU Student Loan Refinance Program charge an origination fee?

No, DCU Student Loan Refinance Program does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does DCU Student Loan Refinance Program charge prepayment fees?

No, DCU Student Loan Refinance Program does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does DCU Student Loan Refinance Program offer?

DCU Student Loan Refinance Program provides refinancing loans of 5 to 15 years.

What type of borrowers will DCU Student Loan Refinance Program consider?

DCU Student Loan Refinance Program considers loans applications from:

    What do you need to qualify for DCU Student Loan Refinance Program?

    Applicants with a credit score of at least 720 and up to 850 may be eligible for DCU Student Loan Refinance Program.
    DCU Student Loan Refinance Program does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by DCU Student Loan Refinance Program.
    To qualify, applicants may need to provide the following documentation:
    • Loan payoff statements
    • Proof of income
    • Government issued photo ID
    • Proof of identity
    • U.S. tax identification number

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    Contact

    Headquarters

    220 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:30AM - 5:00PM
    Tuesday
    9:30AM - 5:00PM
    Wednesday
    9:30AM - 5:00PM
    Thursday
    9:30AM - 5:00PM
    Friday
    9:30AM - 5:00PM
    Saturday
    Closed

    Other Services by Digital Federal Credit Union