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Tax Filing Season Started on Jan. 27: What You Need to Know

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Last updated 01/28/2025 by
SuperMoney Team
Edited by
Andrew Latham
Andrew Latham
Summary:
The 2025 tax filing season officially began on Jan. 27, with the IRS rolling out enhanced tools and features to make filing taxes easier than ever. The deadline for Q4 estimated tax payments is Jan. 15, 2025. This article explores the key dates, changes, and considerations for the 2025 tax season, including the pros and cons of using paid software to prepare your taxes.
The IRS has announced that the 2025 tax filing season officially started on Monday, Jan. 27. With improvements to its Direct File and Free File programs, the IRS is working to make the tax filing process more accessible and user-friendly. This tax season also marks the deadline for fourth-quarter estimated tax payments, which is Tuesday, Jan. 15, 2025. Whether you’re a taxpayer filing on your own or relying on professional help, this guide will walk you through the key changes, filing options, and the pros and cons of using paid software to prepare your taxes.

Stay on top of key financial deadlines

Key dates for the 2025 tax season

Jan. 15, 2025: Deadline for Q4 estimated taxes

If you’re self-employed, a freelancer, or someone with income that isn’t subject to withholding, Jan. 15 is your deadline to submit your final quarterly estimated tax payment for 2024. Missing this deadline could result in penalties and interest charges.

Jan. 27, 2025: Tax filing season begins

Starting Jan. 27, the IRS will begin accepting and processing federal tax returns for 2024. This date also marks the launch of expanded Direct File options in 25 states, alongside the IRS Free File program.

April 15, 2025: Federal tax filing deadline

Tax Day is Tuesday, April 15. All federal tax returns must be submitted by this date unless you file for an extension.

New IRS tools and features for 2025

Here are some of the highlights for this tax season:
  • Expanded Direct File program: Now available in 25 states, the Direct File program lets eligible taxpayers file federal tax returns for free using a mobile-friendly platform.
  • Enhanced IRS Individual Online Account: Taxpayers can access more details, including transcripts, refund status, and payment options, through their online accounts.
  • New scam alerts and redesigned notices: A new scam alert feature and more user-friendly notices aim to protect taxpayers from fraud.
  • Virtual assistants and chatbots: Taxpayers can get real-time help through improved voice and online chat tools.
  • These updates reflect the IRS’s commitment to improving customer service, with recent years achieving service levels of 85% and phone wait times averaging less than five minutes.

Should you use paid tax software?

Many taxpayers rely on tax preparation software to navigate the complexities of the filing process. While the IRS offers free options like Direct File and Free File, paid software remains a popular choice. Here’s a closer look at the benefits and drawbacks.
WEIGH THE RISKS AND BENEFITS
Here is a list of the benefits and drawbacks of using tax preparation software.
Pros
  • Convenience: Paid software often provides a streamlined, user-friendly experience, guiding users step by step.
  • Comprehensive tools: Many programs handle complex tax situations, including itemized deductions, business expenses, and multi-state filings.
  • Audit support: Premium packages often include features like audit protection or access to tax professionals.
Cons
  • Cost: Prices range from $30 to over $100, depending on the complexity of your return and the features you need.
  • Hidden fees: Additional charges may apply for filing state taxes or upgrading to premium services.
  • Data security concerns: Sharing sensitive financial information online always carries some risk, even with reputable providers.
If your tax situation is straightforward, free IRS tools may be sufficient. However, if your taxes are more complex, investing in paid software or working with a tax professional might save you time and stress.

Frequently asked questions

What happens if I missed the Q4 estimated tax deadline on Jan. 15?

Missing the deadline could result in penalties and interest charges. You can reduce penalties by filing your taxes as early as possible.

Is the IRS Free File program the same as Direct File?

No, they are different. Free File partners with private tax software companies to offer free filing options for taxpayers below certain income thresholds. Direct File is an IRS-run platform available in 25 states for filing federal returns directly.

Could I have filed my taxes before Jan. 27?

Yes, you could use Free File to prepare and submit your tax return early. However, the IRS would not have started working on your return until Jan. 27.

What should I do if I can’t afford tax preparation software?

You have several free options:
  • Use the IRS Free File program.
  • Visit a Volunteer Income Tax Assistance (VITA) or Tax Counseling for the Elderly (TCE) site.
  • Check if you’re eligible for MilTax, a free service for military members and veterans.
  • Click here to compare tax filing services.

How do I choose a trustworthy tax preparer?

Look for professionals certified by the IRS or affiliated with national tax organizations. Avoid “ghost” preparers who don’t sign your return.

Key takeaways

  • The 2025 tax filing season began on Jan. 27, with the federal tax deadline on April 15, 2025.
  • The deadline for Q4 estimated tax payments was Jan. 15, 2025.
  • New IRS tools, including expanded Direct File and online account features, aim to improve the filing experience.
  • Paid tax software offers convenience and advanced features but may involve hidden costs.
  • Free filing options, such as Free File and VITA, are available for those who qualify.

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