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401 (k)

A 401(k) plan is a retirement savings plan offered by many American employers that has tax advantages to the saver. It's named after section of U. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to 401 (k).

What Is Dollar-Cost Averaging? Strategy, Benefits, and How It Works Thumbnail

What Is Dollar-Cost Averaging? Strategy, Benefits, and How It Works

Andrew Latham

What Is a 401(k)? Definition, Contribution Limits, and How It Works Thumbnail

What Is a 401(k)? Definition, Contribution Limits, and How It Works

Andrew Latham

Roth 401(k): How It Works, Limits & Tax Benefits Thumbnail

Roth 401(k): How It Works, Limits & Tax Benefits

Andrew Latham

Roth Conversion: Strategy, Tax Impact & Backdoor Roth Guide Thumbnail

Roth Conversion: Strategy, Tax Impact & Backdoor Roth Guide

Andrew Latham

457 Plan: Tax-Advantaged Retirement Savings for Government & Nonprofit Workers Thumbnail

457 Plan: Tax-Advantaged Retirement Savings for Government & Nonprofit Workers

Andrew Latham

Catch-Up Contributions: Rules, Limits & Tax Benefits for Age 50+ Thumbnail

Catch-Up Contributions: Rules, Limits & Tax Benefits for Age 50+

Andrew Latham

Salary Reduction Simplified Employee Pension Plan (SARSEP): Origins, Impact, and Success Stories Thumbnail

Salary Reduction Simplified Employee Pension Plan (SARSEP): Origins, Impact, and Success Stories

SuperMoney Team

What is an Employee Contribution Plan? Understanding, Types, and Benefits Explained Thumbnail

What is an Employee Contribution Plan? Understanding, Types, and Benefits Explained

Abi Bus

Employee Savings Plans (ESPs): Navigating Financial Futures Thumbnail

Employee Savings Plans (ESPs): Navigating Financial Futures

Silas Bamigbola

SBO 401(k): Definition, How It Works, and Contribution Strategies Thumbnail

SBO 401(k): Definition, How It Works, and Contribution Strategies

Alessandra Nicole

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Learn About 401 (k)

Thumbnail for Blog Article: Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It

SuperMoney Team

Thumbnail for Blog Article: Trump’s New 401(k) Order: Will Crypto and Private Equity Change Retirement Forever?

Trump’s New 401(k) Order: Will Crypto and Private Equity Change Retirement Forever?

SuperMoney Team

Thumbnail for Blog Article: Behind on Retirement Savings? How to Reboot Your Retirement Plan

Behind on Retirement Savings? How to Reboot Your Retirement Plan

Jessica Walrack

Thumbnail for Blog Article: Defined Benefit Vs Defined Contribution Plans

Defined Benefit Vs Defined Contribution Plans

Camilla Smoot

Thumbnail for Blog Article: Secret of Retirement Savings: Making Up For Lost Time?

Secret of Retirement Savings: Making Up For Lost Time?

Jessica Walrack

Thumbnail for Blog Article: Walmart 401(k) Plan: 6% Match & Rules Guide (2026)

Walmart 401(k) Plan: 6% Match & Rules Guide (2026)

Emma Dillon

Page 1 of 5

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About 401 (k)

A 401(k) plan is a retirement savings plan offered by many American employers that has tax advantages to the saver. It's named after section of U.S Internal Revenue Code, and it works like this; when an employee signs up for one they agree with their company on how much money from each paycheck should go into an investment account each month. The employer may match part or all of that contribution. This money is invested into among a number of investment options, usually mutual funds.