Credit Reporting Agencies
Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit reporting agencies.
What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
What Is a Credit Builder Loan?
Allison Martin
Exploring FACTA: What It Is, Key Provisions and Why It Matters
SuperMoney Team
Trade Lines: How They Work, Types, and Examples
Silas Bamigbola
Debt Purchasers: Who are they and what do they do?
SuperMoney Team
Nonaccrual Loans: Definition, Examples, and Implications
SuperMoney Team
Beacon Score: Definition, Evolution, and Real-World Impact
Silas Bamigbola
Credit Reports: What They Are, How to Use Them, and Their Impact on Your Finances
Alessandra Nicole
Credit Monitoring: Definition, Benefits, and Examples
SuperMoney Team
Account Inquiries: Definition, Impact, and Examples
SuperMoney Team
Learn About Credit Reporting Agencies
How Long Do Collections Stay on Your Credit Report?
Andrew Latham
How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham
What Happens If You Don't Pay Medical Bills?
Andrew Latham
How to Remove CBSI Collections from Your Report, 2026
Silas Bamigbola
Get American Recovery Service Inc. Off Your Credit Report
Silas Bamigbola
Clearing American Profit Recovery from Your Credit Record
Silas Bamigbola
Remove MBA Law Collections and Protect Your Credit Score
Silas Bamigbola
Removing Credit Corp Solutions: Your Credit Report Savior
Silas Bamigbola
AT&T Collections Agency On Your Report?
SuperMoney Team
FBCS on Your Report?
SuperMoney Team
Eliminating PayPal Collections: How to Clear Your Credit Report
SuperMoney Team
Removing Pinnacle Funds II LLC from Your Credit Report
SuperMoney Team
How to Remove Frost Arnett Co from Your Credit Report
Silas Bamigbola
How to Remove TrueAccord from Your Credit Report
Silas Bamigbola
Get American Coradius International Off Your Credit Report
Silas Bamigbola
DCM Services LLC on Your Report? Here's How to Remove It
Silas Bamigbola