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Credit Reporting Agencies

Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to credit reporting agencies.

Regulation B, the Equal Credit Opportunity Act (ECOA) Thumbnail

Regulation B, the Equal Credit Opportunity Act (ECOA)

SuperMoney Team

What is Your Innovis Credit Report and Why Should You Care? Thumbnail

What is Your Innovis Credit Report and Why Should You Care?

Sarah Cain

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Learn About Credit Reporting Agencies

Thumbnail for Blog Article: How Long Do Collections Stay on Your Credit Report?

How Long Do Collections Stay on Your Credit Report?

Andrew Latham

Thumbnail for Blog Article: How Long Does a Charge-Off Stay on Your Credit Report?

How Long Does a Charge-Off Stay on Your Credit Report?

Andrew Latham

Thumbnail for Blog Article: What Happens If You Don't Pay Medical Bills?

What Happens If You Don't Pay Medical Bills?

Andrew Latham

Thumbnail for Blog Article: How to Remove CBSI Collections from Your Report, 2026

How to Remove CBSI Collections from Your Report, 2026

Silas Bamigbola

Thumbnail for Blog Article: Get American Recovery Service Inc. Off Your Credit Report

Get American Recovery Service Inc. Off Your Credit Report

Silas Bamigbola

Thumbnail for Blog Article: Clearing American Profit Recovery from Your Credit Record

Clearing American Profit Recovery from Your Credit Record

Silas Bamigbola

Page 1 of 96

About Credit Reporting Agencies

Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. There are four major credit reporting agencies in the United States: Equifax, Experian, TransUnion, and Innovis.