Credit Reporting Agencies
Credit reporting agencies are companies that collect and maintain information on the credit histories and creditworthiness of consumers. Credit reporting agencies, also known as credit bureaus or credit reference agencies, use this information to create credit reports and credit scores, which are used by lenders, landlords, and other organizations to assess the credit risk of potential customers. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit reporting agencies.
What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
What Is a Credit Builder Loan?
Allison Martin
Exploring FACTA: What It Is, Key Provisions and Why It Matters
SuperMoney Team
Trade Lines: How They Work, Types, and Examples
Silas Bamigbola
Debt Purchasers: Who are they and what do they do?
SuperMoney Team
Nonaccrual Loans: Definition, Examples, and Implications
SuperMoney Team
Beacon Score: Definition, Evolution, and Real-World Impact
Silas Bamigbola
Credit Reports: What They Are, How to Use Them, and Their Impact on Your Finances
Alessandra Nicole
Credit Monitoring: Definition, Benefits, and Examples
SuperMoney Team
Account Inquiries: Definition, Impact, and Examples
SuperMoney Team
Learn About Credit Reporting Agencies
How Long Do Collections Stay on Your Credit Report?
Andrew Latham
How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham
What Happens If You Don't Pay Medical Bills?
Andrew Latham
How to Remove CBSI Collections from Your Report, 2026
Silas Bamigbola
Get American Recovery Service Inc. Off Your Credit Report
Silas Bamigbola
Clearing American Profit Recovery from Your Credit Record
Silas Bamigbola
Does PayPal Credit Affect Your Credit Score?
Taylor Marks
What Does “Too Few Accounts Currently Paid as Agreed” Mean?
Erin Gobler
What Happens if You Falsely Dispute a Credit Card Charge?
Emily Africa
JPMCB Card Services: Why Does it Appear on My Credit Report?
Lacey Stark
How Fast Will a Car Loan Raise My Credit Score?
Lacey Stark
Lying on a Credit Card Application: Detection Methods & Consequences
Emily Africa
How to Build Credit at 18
Benjamin Locke
FICO Announces New UltraFICO Score—Incorporates Bank Account Data
Ben Luthi
How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges
Does Paying Rent Build Your Credit?
Randy Erickson