Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit scores and scoring.

What is Debt Service?
Erin Gobler

Defaulted Loan: What It Is, How It Works, Types, and Examples
Silas Bamigbola

Debt Consolidation: How It Works, Best Options & When to Use It
Andrew Latham

Debt Collection Agency: How They Work, Your Rights, and What to Do
Andrew Latham

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham

Deed in Lieu of Foreclosure Explained: Pros, Cons, and Alternatives
Silas Bamigbola

Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It
Justin Smith

What Is Debt-to-Income Ratio (DTI)? Definition, Calculation, and What Lenders Want to See
Andrew Latham

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham

What is an Outstanding Balance? Meaning & Examples
Hazel Agoni
About Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Credit scores are calculated based on information in your credit report, which is a record of your credit history.| Credit score | Scale |
|---|---|
| 300 | Poor |
| 301 | Poor |
| 302 | Poor |
| 303 | Poor |
| 304 | Poor |
| 305 | Poor |
| 306 | Poor |
| 307 | Poor |
| 308 | Poor |
| 309 | Poor |
| 310 | Poor |
| 311 | Poor |
| 312 | Poor |
| 313 | Poor |
| 314 | Poor |
| 315 | Poor |
| 316 | Poor |
| 317 | Poor |
| 318 | Poor |
| 319 | Poor |
| 320 | Poor |
| 321 | Poor |
| 322 | Poor |
| 323 | Poor |
| 324 | Poor |
| 325 | Poor |
| 326 | Poor |
| 327 | Poor |
| 328 | Poor |
| 329 | Poor |
| 330 | Poor |
| 331 | Poor |
| 332 | Poor |
| 333 | Poor |
| 334 | Poor |
| 335 | Poor |
| 336 | Poor |
| 337 | Poor |
| 338 | Poor |
| 339 | Poor |
| 340 | Poor |
| 341 | Poor |
| 342 | Poor |
| 343 | Poor |
| 344 | Poor |
| 345 | Poor |
| 346 | Poor |
| 347 | Poor |
| 348 | Poor |
| 349 | Poor |
| 350 | Poor |
| 351 | Poor |
| 352 | Poor |
| 353 | Poor |
| 354 | Poor |
| 355 | Poor |
| 356 | Poor |
| 357 | Poor |
| 358 | Poor |
| 359 | Poor |
| 360 | Poor |
| 361 | Poor |
| 362 | Poor |
| 363 | Poor |
| 364 | Poor |
| 365 | Poor |
| 366 | Poor |
| 367 | Poor |
| 368 | Poor |
| 369 | Poor |
| 370 | Poor |
| 371 | Poor |
| 372 | Poor |
| 373 | Poor |
| 374 | Poor |
| 375 | Poor |
| 376 | Poor |
| 377 | Poor |
| 378 | Poor |
| 379 | Poor |
| 380 | Poor |
| 381 | Poor |
| 382 | Poor |
| 383 | Poor |
| 384 | Poor |
| 385 | Poor |
| 386 | Poor |
| 387 | Poor |
| 388 | Poor |
| 389 | Poor |
| 390 | Poor |
| 391 | Poor |
| 392 | Poor |
| 393 | Poor |
| 394 | Poor |
| 395 | Poor |
| 396 | Poor |
| 397 | Poor |
| 398 | Poor |
| 399 | Poor |
| 400 | Poor |
| 401 | Poor |
| 402 | Poor |
| 403 | Poor |
| 404 | Poor |
| 405 | Poor |
| 406 | Poor |
| 407 | Poor |
| 408 | Poor |
| 409 | Poor |
| 410 | Poor |
| 411 | Poor |
| 412 | Poor |
| 413 | Poor |
| 414 | Poor |
| 415 | Poor |
| 416 | Poor |
| 417 | Poor |
| 418 | Poor |
| 419 | Poor |
| 420 | Poor |
| 421 | Poor |
| 422 | Poor |
| 423 | Poor |
| 424 | Poor |
| 425 | Poor |
| 426 | Poor |
| 427 | Poor |
| 428 | Poor |
| 429 | Poor |
| 430 | Poor |
| 431 | Poor |
| 432 | Poor |
| 433 | Poor |
| 434 | Poor |
| 435 | Poor |
| 436 | Poor |
| 437 | Poor |
| 438 | Poor |
| 439 | Poor |
| 440 | Poor |
| 441 | Poor |
| 442 | Poor |
| 443 | Poor |
| 444 | Poor |
| 445 | Poor |
| 446 | Poor |
| 447 | Poor |
| 448 | Poor |
| 449 | Poor |
| 450 | Poor |
| 451 | Poor |
| 452 | Poor |
| 453 | Poor |
| 454 | Poor |
| 455 | Poor |
| 456 | Poor |
| 457 | Poor |
| 458 | Poor |
| 459 | Poor |
| 460 | Poor |
| 461 | Poor |
| 462 | Poor |
| 463 | Poor |
| 464 | Poor |
| 465 | Poor |
| 466 | Poor |
| 467 | Poor |
| 468 | Poor |
| 469 | Poor |
| 470 | Poor |
| 471 | Poor |
| 472 | Poor |
| 473 | Poor |
| 474 | Poor |
| 475 | Poor |
| 476 | Poor |
| 477 | Poor |
| 478 | Poor |
| 479 | Poor |
| 480 | Poor |
| 481 | Poor |
| 482 | Poor |
| 483 | Poor |
| 484 | Poor |
| 485 | Poor |
| 486 | Poor |
| 487 | Poor |
| 488 | Poor |
| 489 | Poor |
| 490 | Poor |
| 491 | Poor |
| 492 | Poor |
| 493 | Poor |
| 494 | Poor |
| 495 | Poor |
| 496 | Poor |
| 497 | Poor |
| 498 | Poor |
| 499 | Poor |
| 500 | Poor |
| 501 | Poor |
| 502 | Poor |
| 503 | Poor |
| 504 | Poor |
| 505 | Poor |
| 506 | Poor |
| 507 | Poor |
| 508 | Poor |
| 509 | Poor |
| 510 | Poor |
| 511 | Poor |
| 512 | Poor |
| 513 | Poor |
| 514 | Poor |
| 515 | Poor |
| 516 | Poor |
| 517 | Poor |
| 518 | Poor |
| 519 | Poor |
| 520 | Poor |
| 521 | Poor |
| 522 | Poor |
| 523 | Poor |
| 524 | Poor |
| 525 | Poor |
| 526 | Poor |
| 527 | Poor |
| 528 | Poor |
| 529 | Poor |
| 530 | Poor |
| 531 | Poor |
| 532 | Poor |
| 533 | Poor |
| 534 | Poor |
| 535 | Poor |
| 536 | Poor |
| 537 | Poor |
| 538 | Poor |
| 539 | Poor |
| 540 | Poor |
| 541 | Poor |
| 542 | Poor |
| 543 | Poor |
| 544 | Poor |
| 545 | Poor |
| 546 | Poor |
| 547 | Poor |
| 548 | Poor |
| 549 | Poor |
| 550 | Poor |
| 551 | Poor |
| 552 | Poor |
| 553 | Poor |
| 554 | Poor |
| 555 | Poor |
| 556 | Poor |
| 557 | Poor |
| 558 | Poor |
| 559 | Poor |
| 560 | Poor |
| 561 | Poor |
| 562 | Poor |
| 563 | Poor |
| 564 | Poor |
| 565 | Poor |
| 566 | Poor |
| 567 | Poor |
| 568 | Poor |
| 569 | Poor |
| 570 | Poor |
| 571 | Poor |
| 572 | Poor |
| 573 | Poor |
| 574 | Poor |
| 575 | Poor |
| 576 | Poor |
| 577 | Poor |
| 578 | Poor |
| 579 | Poor |
| 580 | Fair |
| 581 | Fair |
| 582 | Fair |
| 583 | Fair |
| 584 | Fair |
| 585 | Fair |
| 586 | Fair |
| 587 | Fair |
| 588 | Fair |
| 589 | Fair |
| 590 | Fair |
| 591 | Fair |
| 592 | Fair |
| 593 | Fair |
| 594 | Fair |
| 595 | Fair |
| 596 | Fair |
| 597 | Fair |
| 598 | Fair |
| 599 | Fair |
| 600 | Fair |
| 601 | Fair |
| 602 | Fair |
| 603 | Fair |
| 604 | Fair |
| 605 | Fair |
| 606 | Fair |
| 607 | Fair |
| 608 | Fair |
| 609 | Fair |
| 610 | Fair |
| 611 | Fair |
| 612 | Fair |
| 613 | Fair |
| 614 | Fair |
| 615 | Fair |
| 616 | Fair |
| 617 | Fair |
| 618 | Fair |
| 619 | Fair |
| 620 | Fair |
| 621 | Fair |
| 622 | Fair |
| 623 | Fair |
| 624 | Fair |
| 625 | Fair |
| 626 | Fair |
| 627 | Fair |
| 628 | Fair |
| 629 | Fair |
| 630 | Fair |
| 631 | Fair |
| 632 | Fair |
| 633 | Fair |
| 634 | Fair |
| 635 | Fair |
| 636 | Fair |
| 637 | Fair |
| 638 | Fair |
| 639 | Fair |
| 640 | Fair |
| 641 | Fair |
| 642 | Fair |
| 643 | Fair |
| 644 | Fair |
| 645 | Fair |
| 646 | Fair |
| 647 | Fair |
| 648 | Fair |
| 649 | Fair |
| 650 | Fair |
| 651 | Fair |
| 652 | Fair |
| 653 | Fair |
| 654 | Fair |
| 655 | Fair |
| 656 | Fair |
| 657 | Fair |
| 658 | Fair |
| 659 | Fair |
| 660 | Fair |
| 661 | Fair |
| 662 | Fair |
| 663 | Fair |
| 664 | Fair |
| 665 | Fair |
| 666 | Fair |
| 667 | Fair |
| 668 | Fair |
| 669 | Fair |
| 670 | Good |
| 671 | Good |
| 672 | Good |
| 673 | Good |
| 674 | Good |
| 675 | Good |
| 676 | Good |
| 677 | Good |
| 678 | Good |
| 679 | Good |
| 680 | Good |
| 681 | Good |
| 682 | Good |
| 683 | Good |
| 684 | Good |
| 685 | Good |
| 686 | Good |
| 687 | Good |
| 688 | Good |
| 689 | Good |
| 690 | Good |
| 691 | Good |
| 692 | Good |
| 693 | Good |
| 694 | Good |
| 695 | Good |
| 696 | Good |
| 697 | Good |
| 698 | Good |
| 699 | Good |
| 700 | Good |
| 701 | Good |
| 702 | Good |
| 703 | Good |
| 704 | Good |
| 705 | Good |
| 706 | Good |
| 707 | Good |
| 708 | Good |
| 709 | Good |
| 710 | Good |
| 711 | Good |
| 712 | Good |
| 713 | Good |
| 714 | Good |
| 715 | Good |
| 716 | Good |
| 717 | Good |
| 718 | Good |
| 719 | Good |
| 720 | Good |
| 721 | Good |
| 722 | Good |
| 723 | Good |
| 724 | Good |
| 725 | Good |
| 726 | Good |
| 727 | Good |
| 728 | Good |
| 729 | Good |
| 730 | Good |
| 731 | Good |
| 732 | Good |
| 733 | Good |
| 734 | Good |
| 735 | Good |
| 736 | Good |
| 737 | Good |
| 738 | Good |
| 739 | Good |
| 740 | Very Good |
| 741 | Very Good |
| 742 | Very Good |
| 743 | Very Good |
| 744 | Very Good |
| 745 | Very Good |
| 746 | Very Good |
| 747 | Very Good |
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| 750 | Very Good |
| 751 | Very Good |
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| 755 | Very Good |
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| 760 | Very Good |
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| 762 | Very Good |
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| 764 | Very Good |
| 765 | Very Good |
| 766 | Very Good |
| 767 | Very Good |
| 768 | Very Good |
| 769 | Very Good |
| 770 | Very Good |
| 771 | Very Good |
| 772 | Very Good |
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| 775 | Very Good |
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| 777 | Very Good |
| 778 | Very Good |
| 779 | Very Good |
| 780 | Very Good |
| 781 | Very Good |
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| 786 | Very Good |
| 787 | Very Good |
| 788 | Very Good |
| 789 | Very Good |
| 790 | Very Good |
| 791 | Very Good |
| 792 | Very Good |
| 793 | Very Good |
| 794 | Very Good |
| 795 | Very Good |
| 796 | Very Good |
| 797 | Very Good |
| 798 | Very Good |
| 799 | Very Good |
| 800 | Excellent |
| 801 | Excellent |
| 802 | Excellent |
| 803 | Excellent |
| 804 | Excellent |
| 805 | Excellent |
| 806 | Excellent |
| 807 | Excellent |
| 808 | Excellent |
| 809 | Excellent |
| 810 | Excellent |
| 811 | Excellent |
| 812 | Excellent |
| 813 | Excellent |
| 814 | Excellent |
| 815 | Excellent |
| 816 | Excellent |
| 817 | Excellent |
| 818 | Excellent |
| 819 | Excellent |
| 820 | Excellent |
| 821 | Excellent |
| 822 | Excellent |
| 823 | Excellent |
| 824 | Excellent |
| 825 | Excellent |
| 826 | Excellent |
| 827 | Excellent |
| 828 | Excellent |
| 829 | Excellent |
| 830 | Excellent |
| 831 | Excellent |
| 832 | Excellent |
| 833 | Excellent |
| 834 | Excellent |
| 835 | Excellent |
| 836 | Excellent |
| 837 | Excellent |
| 838 | Excellent |
| 839 | Excellent |
| 840 | Excellent |
| 841 | Excellent |
| 842 | Excellent |
| 843 | Excellent |
| 844 | Excellent |
| 845 | Excellent |
| 846 | Excellent |
| 847 | Excellent |
| 848 | Excellent |
| 849 | Excellent |
| 850 | Excellent |