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Federal Student Loans

Federal student loans are a type of financial aid offered by the U. S. Continue Reading Below

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Industry Studies

2026 Student Loan Industry Study Thumbnail

2026 Student Loan Industry Study

Andrew Latham

Encyclopedia Articles

Discover the definition of financial terms related to federal student loans.

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Learn About Federal Student Loans

Thumbnail for Blog Article: What Happens If You Don't Pay Student Loans?

What Happens If You Don't Pay Student Loans?

Andrew Latham

Thumbnail for Blog Article: How to Get a Private Student Loan Without a Cosigner

How to Get a Private Student Loan Without a Cosigner

Jennifer Calonia

Thumbnail for Blog Article: Alternatives to Student Loans: Avoiding the Debt

Alternatives to Student Loans: Avoiding the Debt

Sean Bryant

Thumbnail for Blog Article: How to Check FAFSA Status

How to Check FAFSA Status

Lacey Stark

Thumbnail for Blog Article: Financial Aid: Ultimate Guide on Getting Money for College

Financial Aid: Ultimate Guide on Getting Money for College

Andrew Latham

Thumbnail for Blog Article: Does FAFSA Check Your Bank Accounts For Eligibility

Does FAFSA Check Your Bank Accounts For Eligibility

Ossiana Tepfenhart

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About Federal Student Loans

Federal student loans are a type of financial aid offered by the U.S. government to help students pay for their education. These loans are available to undergraduate, graduate, and professional students, and they typically have lower interest rates and more flexible repayment terms than private student loans. Federal student loans are made through the William D. Ford Federal Direct Loan Program, which is administered by the U.S. Department of Education. To be eligible for a federal student loan, you must complete the Free Application for Federal Student Aid (FAFSA) and meet certain other requirements. You can learn more about federal student loans and how to apply for them on the Department of Education's website.