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Health Savings Accounts (HSA)

A Health Savings Account (HSA) is a type of savings account that allows you to save money for medical expenses on a tax-free basis. HSAs are available to people who are enrolled in a high-deductible health plan, and the money you contribute to an HSA can be used to pay for eligible medical expenses, such as doctor's visits, prescription drugs, and hospital stays. Continue Reading Below

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Encyclopedia Articles

Discover the definition of financial terms related to health savings accounts (hsa).

High-Deductible Health Plan (HDHP) Definition Thumbnail

High-Deductible Health Plan (HDHP) Definition

Alessandra Nicole

What is Formulary and How Health Plan Drug Lists and Tiers Work Thumbnail

What is Formulary and How Health Plan Drug Lists and Tiers Work

Andrew Latham

Qualifying Events: Definition, Examples, and Impact on Your Insurance Thumbnail

Qualifying Events: Definition, Examples, and Impact on Your Insurance

Silas Bamigbola

High-Deductible Health Plan (HDHP): 2026 Limits and HSA Rules Thumbnail

High-Deductible Health Plan (HDHP): 2026 Limits and HSA Rules

Andrew Latham

Medicare Part C (Medicare Advantage): How It Works Thumbnail

Medicare Part C (Medicare Advantage): How It Works

Andrew Latham

Marketplace Health Insurance: How the ACA Exchange Works, Metal Tiers, and Subsidies Explained Thumbnail

Marketplace Health Insurance: How the ACA Exchange Works, Metal Tiers, and Subsidies Explained

Andrew Latham

FSA (Flexible Spending Account): What It Is, How It Works, and What's Eligible Thumbnail

FSA (Flexible Spending Account): What It Is, How It Works, and What's Eligible

Andrew Latham

Copay: Definition, How It Works, and Typical Costs Thumbnail

Copay: Definition, How It Works, and Typical Costs

Andrew Latham

Employee Savings Plans (ESPs): Navigating Financial Futures Thumbnail

Employee Savings Plans (ESPs): Navigating Financial Futures

Silas Bamigbola

What is a Health Savings Account and How It Works Thumbnail

What is a Health Savings Account and How It Works

Scott

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123Next

Learn About Health Savings Accounts (HSA)

Thumbnail for Blog Article: 2027 ACA Open Enrollment Starts Nov. 1. Don't Let Your Plan Auto-Renew

2027 ACA Open Enrollment Starts Nov. 1. Don't Let Your Plan Auto-Renew

SuperMoney Team

Thumbnail for Blog Article: Health Insurance Is Getting 8% to 15% More Expensive in 2027. How to Pick a Plan Before Open Enrollment

Health Insurance Is Getting 8% to 15% More Expensive in 2027. How to Pick a Plan Before Open Enrollment

SuperMoney Team

Thumbnail for Blog Article: You're Getting the 401(k) Match. Here's Where the Next Dollar Should Go

You're Getting the 401(k) Match. Here's Where the Next Dollar Should Go

SuperMoney Team

Thumbnail for Blog Article: What is the Minimum Monthly Payment on Medical Bills?

What is the Minimum Monthly Payment on Medical Bills?

Benjamin Locke

Thumbnail for Blog Article: What Does 'Out of Pocket' Mean? Financial and Medical Terms Explained

What Does 'Out of Pocket' Mean? Financial and Medical Terms Explained

Benjamin Locke

Thumbnail for Blog Article: Are HSA Contributions Tax Deductible In 2026?

Are HSA Contributions Tax Deductible In 2026?

Andrew Latham

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12Next

About Health Savings Accounts (HSA)

A Health Savings Account (HSA) is a type of savings account that allows you to save money for medical expenses on a tax-free basis. HSAs are available to people who are enrolled in a high-deductible health plan, and the money you contribute to an HSA can be used to pay for eligible medical expenses, such as doctor's visits, prescription drugs, and hospital stays. HSAs have contribution limits, and the money in your account rolls over from year to year if you don't use it.