Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

USDA Loan Closing Costs 2026: Fees, Rates & How to Save
Andrew Latham
Using Home Equity for Debt Consolidation: Options, Pros & Cons Explained
Andrew Latham

Over Half of U.S. Homes Just Lost Value — Here’s What That Means for Your Equity and Credit Lines
Andrew Latham

What Are Mortgage Points? (Discount Points Explained for Homebuyers)
Andrew Latham

The Full Cost of Buying a Home: Hidden Fees Buyers Often Miss
Andrew Latham

Why Mortgage Loans Get Delayed and How to Avoid It
Andrew Latham

Mortgage Underwriting Explained: What Lenders Check Before Approving Your Home Loan
Andrew Latham

The Math Mistake That Makes Home Equity Investments Look Twice as Expensive
Andrew Latham

How Income Affects Mortgage Approval: What Lenders Look For
Andrew Latham

Mortgage Pre-Approval vs Pre-Qualification: What’s the Difference (and Which Do You Need?)
Andrew Latham