Lending
Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to lending.
What is a 0% APR offer?
Lee Huffman
Credit Cardholder Agreements: Definition, Functionality, and Real-world Examples
Alessandra Nicole
Loan Syndication: What it is and Why it is Important
SuperMoney Team
The Dynamics of Call Loans: Understanding, Risks, and Practical Examples
Abi Bus
Demand Notes: Definition, Applications, and Real-Life Scenarios
SuperMoney Team
Understanding Morris Plan Banks: Definition, Operation, and Impact
Alessandra Nicole
Facilities in Finance: What They Are and How They Work
Alessandra Nicole
Production Credit Associations: Understanding Their Role in Agricultural Finance
Alessandra Nicole
What Is a Second Chance Car Loan?
Benjamin Locke
Understanding Credit Card Terms and Conditions: Definition, Components, and FAQs
Abi Bus
Learn About Lending
7 Questions to Ask Before Refinancing Your Mortgage
SuperMoney Team
How to Finance a New Construction
Jessica Walrack
How to Finance Hunting Land
SuperMoney Team
How to Finance Land
SuperMoney Team
Secured Personal Loans: An In-Depth Guide on Borrowing
Andrew Latham
Upgrade vs. Upstart: Which Personal Loan Lender Wins in 2026?
Andrew Latham
OneMain Financial vs. Upstart (2026): Which Is Right for You?
Andrew Latham
LendingPoint vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Personify vs. OneMain Financial (2026): APR, Limits, and Trust Compared
Andrew Latham
Oportun vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Fixed APR vs. Variable APR: Here's Everything You Need to Know
Heather Skyler
2026 Mortgage Industry Study
Andrew Latham
What You Need to Know About Personal Loan Rates
Audrey Henderson
NetCredit vs Balance Credit: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
Rocket Loans vs SoFi: Which Personal Loan Is Right for You?
Andrew Latham
Rise Credit vs Regional Finance: Online vs Branch-Based Loans Compared
Andrew Latham