Is LendingForBadCredit.com the right fit for you?
Last Updated: 07/23/2025
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Highlights
APR (Fixed APR)
Starting at 7.99%(Verified 07/23/2025)
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Amount Range
$100 - $40,000
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Loan Term (Months)
3 - 72
LendingForBadCredit.com Review
LendingForBadCredit.com is offered by Search ROI, a nonbank financial services provider founded in 2011 and based in Overland Park, KS. LendingForBadCredit are available in 46 states and Washington, DC.
Key Takeaways
- APRs starting at 7.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for LendingForBadCredit.com are on the lower end of the spectrum.
- Short loan terms. LendingForBadCredit.com have loan terms as short as 3 months.
- Super long loan terms. LendingForBadCredit.com offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
LendingForBadCredit Pros & Cons
| Pros | Cons |
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LendingForBadCredit FAQ
What interest rates and personal loan terms does LendingForBadCredit offer?
LendingForBadCredit has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does LendingForBadCredit offer?
LendingForBadCredit offers a fixed APR personal loan product that starts at 7.99% APR.
How much can you borrow via LendingForBadCredit?
Personal loan amounts start at $100 and go up to $40,000
What is the maximum loan term you can get with LendingForBadCredit?
LendingForBadCredit offers loans with terms of up to 72 months.
| Personal Loan Amount | $100 - $40000 |
| Loan Term | 3 - 72 months |
| APR | Starting at 7.99% |
What fees does LendingForBadCredit charge?
Does LendingForBadCredit charge an origination fee?
LendingForBadCredit may charge a personal loan origination fee .
Does LendingForBadCredit charge a late fee?
LendingForBadCredit does not disclose whether it charges late payment fees.
Does LendingForBadCredit charge prepayment fees?
No, LendingForBadCredit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for LendingForBadCredit.com?
LendingForBadCredit.com does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. LendingForBadCredit.com does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendingForBadCredit.com. Not all companies will work with visa holders. Search ROI does offer its services to temporary resident visa holders such as F1 or H1B holders.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Search ROI perform a hard credit pull?
Yes, LendingForBadCredit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are LendingForBadCredit.com legit?
LendingForBadCredit was founded in 2011, it is a well-established company that has been in business for 15 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
LendingForBadCredit.com Disclosure: LendingForBadCredit.com is NOT A LENDER, does not broker loans to lenders and/or lending partners and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and/or lending partner and does not endorse or charge you for any service or product, but may receive compensation from the lender and/or lending partner for forwarding your information to them. In some cases, you may be given the option of obtaining a loan from a tribal lender and/or lending partner. Tribal lenders and/or lending partners are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender and/or lending partner, please understand that the rates and fees may be higher than state-licensed lenders and/or lending partners and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender and/or lending partner. Your information can be sold multiple times leading to multiple offers from lenders and/or lending partners, and other marketers. Lenders and/or lending partners who buy your information may supplement it with additional information about you that they obtain from other sources. Not all lenders and/or lending partners can provide your requested type of loan and/or loan rate or terms, and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and/or lending partners and local laws. Lenders and/or lending partners may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender and/or lending partner directly. Lenders and/or lending partners are solely responsible to you for all aspects of any loan request or loan transaction, including compliance with all applicable laws and regulations relating to your loan request form and any agreement or disclosures relating to your loan request form or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). If you are not connected with a lender you may be connected with other financial service providers that offer products associated with your selected loan purpose. Residents of Connecticut, New Hampshire, Washington, and Vermont are not eligible to submit a request for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly. Lendingforbadcredit.com is tailored towards personal loans, however, we also work with lenders and/or lending partners who offer other short-term loans so that we can help consumers with varying types of creditworthiness. Upon accessing Lendingforbadcredit.com we will attempt to direct you to a personal loan offer. Unfortunately, not all consumers meet the criteria established by personal loan lenders and/or lending partners, in which case, we may direct you to a lender and/or lending partner that offers other short-term loans. Historically, the vast majority of users presented with a loan offer are only presented with a short-term lending option between $100 - $2,500. These loans have less favorable rates and shorter terms than personal loans. We encourage you to research the best loan option for your situation.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
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SuperMoney Net Recommendation Score
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LendingForBadCredit.com Community Reviews
Would you recommend LendingForBadCredit.com to your friends?
Ashley O.
Sep 24, 2024
May or may not recommend
Great company when in a bind. Couldn't ask for a better company
Showing 1 of 1 reviews
