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Lending

Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit. Continue Reading Below

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Industry Studies

2026 Mortgage Industry Study Thumbnail

2026 Mortgage Industry Study

Andrew Latham

Encyclopedia Articles

Discover the definition of financial terms related to lending.

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Learn About Lending

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About Lending

Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit.