Lending
Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to lending.
Loan Servicing: Definition and Lifecycle
SuperMoney Team
Finance Charges: Definition, Occurrences and How to Calculate
SuperMoney Team
Lenders Explained: How They Work, Types, and Examples
SuperMoney Team
Origination: How it Works, Fees, and Examples
SuperMoney Team
Usury: Definition, Laws, and Examples
SuperMoney Team
Annualization: Definition, How It Works, and Examples
SuperMoney Team
Peer-to-Peer Lending: How it Works, Benefits, and Risks
Silas Bamigbola
Credit Risk: How it Works, Types, and Examples
Silas Bamigbola
Average Daily Balance Method: What It Is, How to Calculate, Examples
SuperMoney Team
Loan Aggregator: How They Work, Types, and Examples
SuperMoney Team
Learn About Lending
7 Questions to Ask Before Refinancing Your Mortgage
SuperMoney Team
How to Finance a New Construction
Jessica Walrack
How to Finance Hunting Land
SuperMoney Team
How to Finance Land
SuperMoney Team
Secured Personal Loans: An In-Depth Guide on Borrowing
Andrew Latham
Upgrade vs. Upstart: Which Personal Loan Lender Wins in 2026?
Andrew Latham
OneMain Financial vs. Upstart (2026): Which Is Right for You?
Andrew Latham
LendingPoint vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Personify vs. OneMain Financial (2026): APR, Limits, and Trust Compared
Andrew Latham
Oportun vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Fixed APR vs. Variable APR: Here's Everything You Need to Know
Heather Skyler
2026 Mortgage Industry Study
Andrew Latham
What You Need to Know About Personal Loan Rates
Audrey Henderson
NetCredit vs Balance Credit: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
Rocket Loans vs SoFi: Which Personal Loan Is Right for You?
Andrew Latham
Rise Credit vs Regional Finance: Online vs Branch-Based Loans Compared
Andrew Latham