Lending
Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit. Continue Reading Below
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Discover the definition of financial terms related to lending.

Loan Servicing: Definition and Lifecycle
SuperMoney Team

Finance Charges: Definition, Occurrences and How to Calculate
SuperMoney Team

Lenders Explained: How They Work, Types, and Examples
SuperMoney Team

Origination: How it Works, Fees, and Examples
SuperMoney Team

Usury: Definition, Laws, and Examples
SuperMoney Team

Annualization: Definition, How It Works, and Examples
SuperMoney Team

Peer-to-Peer Lending: How it Works, Benefits, and Risks
Silas Bamigbola

Credit Risk: How it Works, Types, and Examples
Silas Bamigbola

Average Daily Balance Method: What It Is, How to Calculate, Examples
SuperMoney Team

Loan Aggregator: How They Work, Types, and Examples
SuperMoney Team
Learn About Lending

Best Unsecured Credit Cards for Bad Credit: No Deposit Options
Jessica Walrack

How Does Credit Card Interest Work And How To Save Money?
Benjamin Locke

Rise Credit vs Regional Finance: Online vs Branch-Based Loans Compared
Andrew Latham
PenFed vs Navy Federal: Which Credit Union Offers the Best Personal Loan?
Andrew Latham

Upstart vs LightStream: Which Personal Loan Wins in 2026?
Andrew Latham

Rocket Loans vs SoFi: Which Personal Loan Is Right for You?
Andrew Latham

Rocket Loans vs Prosper Comparison: Speed vs Flexibility
Andrew Latham

Oportun vs OppLoans: Which Personal Loan Lender Is Right for You?
Andrew Latham

OneMain Financial vs. Upstart (2026): Which Is Right for You?
Andrew Latham

NetCredit vs Balance Credit: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

LendingPoint vs. Upstart (2026): Which Is Right for You?
Andrew Latham

LendingClub vs Avant Loans Compared: Rates, Terms & User Ratings
Andrew Latham

Upgrade vs. Upstart: Which Personal Loan Lender Wins in 2026?
Andrew Latham

Balance Credit vs. CreditNinja: Which Personal Loan Is Better?
Andrew Latham

Personify vs. OneMain Financial (2026): APR, Limits, and Trust Compared
Andrew Latham

Oportun vs. Upstart (2026): Which Is Right for You?
Andrew Latham
