Lending
Lending is the practice of providing funds to individuals or businesses for a specific period of time, with the expectation that the funds will be repaid with interest. Lending is a key activity of financial institutions, and can take many forms, including loans, mortgages, and lines of credit. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to lending.
Purchase Rates: Definition, Implications, and Strategies
SuperMoney Team
Utilization Fees: Definition, Examples, and Strategies
SuperMoney Team
Loan Committees: Definition, How It Works, and Examples
SuperMoney Team
Default Premium: Definition, Examples, and Impact
Silas Bamigbola
Retail Lender: What It Is, How It Works, And Types
Dan Agbo
Cut-Off Scores: Definition, Impact, and Real-Life Examples
SuperMoney Team
Origination Fees: What You Need to Know
SuperMoney Team
Mortgage Index: Definition, Examples, and Impact
SuperMoney Team
Marginal Lenders: Understanding Their Role in Financial Markets
Alessandra Nicole
Double-Cycle Billing: Definition, Impact, and Alternatives
SuperMoney Team
Learn About Lending
7 Questions to Ask Before Refinancing Your Mortgage
SuperMoney Team
How to Finance a New Construction
Jessica Walrack
How to Finance Hunting Land
SuperMoney Team
How to Finance Land
SuperMoney Team
Secured Personal Loans: An In-Depth Guide on Borrowing
Andrew Latham
Upgrade vs. Upstart: Which Personal Loan Lender Wins in 2026?
Andrew Latham
OneMain Financial vs. Upstart (2026): Which Is Right for You?
Andrew Latham
LendingPoint vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Personify vs. OneMain Financial (2026): APR, Limits, and Trust Compared
Andrew Latham
Oportun vs. Upstart (2026): Which Is Right for You?
Andrew Latham
Fixed APR vs. Variable APR: Here's Everything You Need to Know
Heather Skyler
2026 Mortgage Industry Study
Andrew Latham
What You Need to Know About Personal Loan Rates
Audrey Henderson
NetCredit vs Balance Credit: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
Rocket Loans vs SoFi: Which Personal Loan Is Right for You?
Andrew Latham
Rise Credit vs Regional Finance: Online vs Branch-Based Loans Compared
Andrew Latham