Personal Loans
A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. Continue Reading Below
SuperMoney Quote Engines
Apply & Pre-Qualify
Get Competing Personal Loan Offers
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to personal loans.

Defaulted Loan: What It Is, How It Works, Types, and Examples
Silas Bamigbola

What Is a Loan Officer? Role, Licensing, and vs. Broker
Andrew Latham

Debt Consolidation: How It Works, Best Options & When to Use It
Andrew Latham

What Is a Promissory Note? Definition, Types & What to Check Before Signing
Andrew Latham

What Is a Personal Loan? Definition, Rates, and How It Works
Andrew Latham

Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham

Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest
Andrew Latham

What Is a Credit Union? How It Works and How to Join
Andrew Latham

What Is a Payday Loan? How It Works, True Cost, and Safer Alternatives
Andrew Latham

Personal Loan Interest Rates: Definition And How To Get The Best Rates
SuperMoney Team
Learn About Personal Loans

How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges

What Are the Differences Between Creditors and Debtors?
Cara Corey
How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)
Benjamin Locke

$100 Loan Instant App: 7 Fast Cash Apps That Actually Work
Andrew Latham

How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)
Benjamin Locke

How to Become Financially Independent in 10 Steps
Lacey Stark

OppLoans vs. Upstart (2026): Which Lender Is Right for You?
Andrew Latham

OppLoans vs. Upgrade: Which Personal Loan is Right for You?
Andrew Latham

Oportun vs OppLoans: Which Personal Loan Lender Is Right for You?
Andrew Latham

OneMain Financial vs. Upstart (2026): Which Is Right for You?
Andrew Latham
OneMain Financial vs. Avant (2026): Which Is Right for You?
Andrew Latham

NetCredit vs Upstart Loans: Comparing Rates, Terms, and Approval Criteria
Andrew Latham

NetCredit vs OneMain Financial: Which Bad Credit Loan Is Right for You?
Andrew Latham

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

NetCredit vs CashNetUSA Loans: Installment Lending vs Short-Term Cash
Andrew Latham

NetCredit vs Balance Credit: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
