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Personal Loans

A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. Continue Reading Below

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Industry Studies

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices Thumbnail

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

Miron Lulic

Encyclopedia Articles

Discover the definition of financial terms related to personal loans.

Defaulted Loan: What It Is, How It Works, Types, and Examples Thumbnail

Defaulted Loan: What It Is, How It Works, Types, and Examples

Silas Bamigbola

What Is a Loan Officer? Role, Licensing, and vs. Broker Thumbnail

What Is a Loan Officer? Role, Licensing, and vs. Broker

Andrew Latham

Debt Consolidation: How It Works, Best Options & When to Use It Thumbnail

Debt Consolidation: How It Works, Best Options & When to Use It

Andrew Latham

What Is a Promissory Note? Definition, Types & What to Check Before Signing Thumbnail

What Is a Promissory Note? Definition, Types & What to Check Before Signing

Andrew Latham

What Is a Personal Loan? Definition, Rates, and How It Works Thumbnail

What Is a Personal Loan? Definition, Rates, and How It Works

Andrew Latham

Pre-Approval: What It Is, How It Works, and Why It Matters Thumbnail

Pre-Approval: What It Is, How It Works, and Why It Matters

Andrew Latham

Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest Thumbnail

Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest

Andrew Latham

What Is a Credit Union? How It Works and How to Join Thumbnail

What Is a Credit Union? How It Works and How to Join

Andrew Latham

What Is a Payday Loan? How It Works, True Cost, and Safer Alternatives Thumbnail

What Is a Payday Loan? How It Works, True Cost, and Safer Alternatives

Andrew Latham

Personal Loan Interest Rates: Definition And How To Get The Best Rates Thumbnail

Personal Loan Interest Rates: Definition And How To Get The Best Rates

SuperMoney Team

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Learn About Personal Loans

Thumbnail for Blog Article: How To Settle Credit Card Debt When a Lawsuit Has Been Filed

How To Settle Credit Card Debt When a Lawsuit Has Been Filed

David Hodges

Thumbnail for Blog Article: What Are the Differences Between Creditors and Debtors?

What Are the Differences Between Creditors and Debtors?

Cara Corey

Thumbnail for Blog Article: How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)

How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)

Benjamin Locke

Thumbnail for Blog Article: $100 Loan Instant App: 7 Fast Cash Apps That Actually Work

$100 Loan Instant App: 7 Fast Cash Apps That Actually Work

Andrew Latham

Thumbnail for Blog Article: How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)

How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)

Benjamin Locke

Thumbnail for Blog Article: How to Become Financially Independent in 10 Steps

How to Become Financially Independent in 10 Steps

Lacey Stark

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About Personal Loans

A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. The terms of a personal loan, including the interest rate and the monthly payments, will depend on the lender and the borrower's creditworthiness. Personal loans may have fixed or variable interest rates, and they are typically repaid in regular installments over a set period of time, such as two to five years. It is important to carefully compare the terms of different personal loans before choosing one.