CircleBack Lending Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

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Personal Loans

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Last Updated: 04/18/2025

Not Currently Available

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly recommended276 total votes

190 users recommend

33 users are unsure

53 users don't recommend

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Highlights

Community Rating

Strongly recommended

APR (Fixed APR)

6.63% - 35.82%(Verified 06/21/2024)

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Amount Range

$3,000 - $35,000

Loan Term (Months)

36 - 60

Number of Reviews

276

CircleBack Lending Personal Loans Review

CircleBack Lending Personal Loans is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

CircleBack Lending Personal Loans is offered by CircleBack Lending Inc., a direct lender founded in 2012 and based in Boca Raton, FL. CircleBack Lending personal loan are available in 27 states and Washington, DC.

Key Takeaways

APRs starting at 6.63%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CircleBack Lending Personal Loans are on the lower end of the spectrum.

CircleBack Lending personal loan Pros & Cons

Pros

Cons

Low APRs available to qualified borrowers.

APRs as high as 35.82%.
Charges an origination fee.
Does not offer pre-approval with soft credit pull.
CircleBack Lending Personal Loans does not report to credit bureaus.
Charges prepayment fees.
No co-sign option available.

CircleBack Lending personal loan FAQ

What interest rates and personal loan terms does CircleBack Lending personal loan offer?

CircleBack Lending personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does CircleBack Lending personal loan offer?

CircleBack Lending personal loan offers a fixed APR personal loan product that ranges from 6.63% APR up to 35.82% APR.

How much can you borrow via CircleBack Lending personal loan?

Personal loan amounts start at $3,000 and go up to $35,000

What is the maximum loan term you can get with CircleBack Lending personal loan?

CircleBack Lending personal loan offers loans with terms of up to 60 months.

CircleBack Lending personal loan Interest Rates & Loan Terms

Personal Loan Amount

$3000 - $35000

Loan Term

36 - 60 months

APR

6.63% - 35.82%

What fees does CircleBack Lending personal loan charge?

Does CircleBack Lending personal loan charge an origination fee?

CircleBack Lending personal loan may charge a personal loan origination fee .

Does CircleBack Lending personal loan charge a late fee?

CircleBack Lending personal loan does not disclose whether it charges late payment fees.

Does CircleBack Lending personal loan charge prepayment fees?

No, CircleBack Lending personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

CircleBack Lending personal loan Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans does not require or does not disclose a credit score minimum.

CircleBack Lending Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

CircleBack Lending personal loan Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

N/A

Does CircleBack Lending Inc. perform a hard credit pull?

Yes, CircleBack Lending personal loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are CircleBack Lending Personal Loans legit?

CircleBack Lending Inc. was founded in 2012, it is a well-established company that has been in business for 14 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Boca Raton, FL 33431

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