PERSONAL LOAN VS LINE OF CREDIT

Personal Loan Vs. Line Of Credit

No matter if it’s for planned home repairs, consolidating high interest loans, or for one of life’s many unexpected events, taking out a loan can be a great option. However, a little research will go a long way in helping you find the best choice for you. There are so many different types of loans; […]

elements of a valid contract

When most people hear the word contract, they think of ponderous parchment documents stuffed with legal mumbo-jumbo. In reality, a valid contract doesn’t need to be complicated. It only requires an offer by one entity and acceptance by another. As long as each side negotiates in good faith, many straightforward exchanges of goods or services […]

what is step up in basis estate tax

When you’re grieving the loss of a loved one, your mind is understandably not focused on the tax implications of whatever assets you may have inherited. However, one of the tasks you eventually must attend to is the disposition of the property your loved one left behind. If you or other heirs have inherited property […]

disability and work SSI

Once you have successfully navigated the booby-trap laden path to be approved for disability benefits (Supplemental Security Income, SSI, or Social Security Disability Income, SSDI), the last thing you want to do is endanger your benefits in any way. At the same time, you may not want to spend the rest of your life knitting […]

Church v/s Payday Loans

Church vs Payday Loans

For many low and moderate income households, a single financial emergency is enough to disrupt their entire sense of financial stability. With little or no cushion set aside in the form of emergency savings, unexpected expenses such as severe illness or major car or household repairs can become major disasters. In desperation, many individuals turn […]

15 best credit card offers

Top 15 Best Credit Card Offers

With so many credit cards to choose from, it is easy to feel like you’re getting sucked into a plastic rabbit hole and all offers blur together. This post highlights 15 credit card offers that should be on your shortlist. You’re seeking the best credit card offers available, and you know what you want: generous […]

fashion save splurge

After a long, frigid winter of wearing bulky coats, heavy boots, and hair-flattening hats, you are SO done with cold weather gear. You’re ready for flowers, sunshine, and balmy evening breezes. But most of all, you’re ready for bright, colorful spring and summer fashion. But before you whip out that debit or credit card or […]

choosing currency paid

If you are an entrepreneur or a freelancer, you are likely, sooner or later, to encounter a foreign customer or client. Such is the global financial village we live in. While working with an international company or client can represent an exciting opportunity to expand your business, it also raises questions. How will you be […]

tax audit what to do

So, you have received the dreaded tax audit notice from the Internal Revenue Service and your stress levels are through the roof. While this reaction is understandable, it won’t help you deal with an impending audit. While no strategy can completely eliminate the pain associated with an audit, knowing what to do – and what […]

tax flags IRS

In 2015, a short-staffed and underfunded IRS audited 1.4 million tax returns. That sounds like a lot until you realize it only represents 0.7 percent of all federal income tax returns filed in 2014. That’s less than 1 in every 100 returns. The percentage is likely to sink even lower in 2016, given the IRS’s budget […]