Ben Luthi
Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.
articles from Ben
116 posts
144-Month Auto Loan: 3 Main Pros and Cons
Published 12/20/2017 by Ben Luthi
If you’ve got your eye on a high-end or exotic car, the chances are that you’re trying to figure out how to finance it. The good news is that you don’t have to be stuck with a conventional auto loan that requires you to pay off the car within just a few years. Instead, you may qualify for a 144-month auto loan through a specialized auto lender. Whether or not that’s the best decision for your new purchase, however, is another issue.

Auto Pawn Loans: The Ultimate Guide to Car Pawn Shops
Published 12/20/2017 by Ben Luthi
When you have an unexpected expense and don’t have the cash to make ends meet, you have several options, even if your credit is in the dumps.

Guaranteed Auto Loan Dealerships: 5 Reasons You Should Avoid Them
Published 12/16/2017 by Ben Luthi
If you have bad credit and need a car, there are plenty of legitimate ways to get an auto loan. Guaranteed auto loan dealerships might sound like a good idea, but there are a few reasons why you’ll want to avoid them.

Uber Paid Ransom in 2016 After Data Breach Affecting 57 Million
Published 12/01/2017 by Ben Luthi
Hackers accessed the information of 57 million Uber customers and drivers in 2016, according to a new report by Bloomberg. Leaked information included names, email addresses, and phone numbers, as well as drivers license numbers for hundreds of thousands of drivers.

Cost of a DUI: The Breakdown and 3 Ways to Pay
Published 12/01/2017 by Ben Luthi
If you’re driving under the influence of drugs or alcohol, the worst thing that can happen is that your choice results in the injury or death of yourself or innocent people. But there are other things to consider when calculating the cost of DUI.

Best Solar Loan Rates and Financing Options for 2026
Published 11/27/2017 by Ben Luthi
Installing solar panels on your roof is a good way to save money on electricity costs and reduce your carbon footprint. However, getting a loan to finance your solar panels can be difficult if you don’t know what you’re looking for. To get the best deal, you should always look for the best solar loan rates.

LendingClub Partners With United Airlines to Reward Borrowers and Investors
Published 11/27/2017 by Ben Luthi
Borrowing money isn’t usually a rewarding experience, even if you manage to score a low interest rate. But with LendingClub’s new partnership with United MileagePlus, the airline’s loyalty program, both borrowers and investors of the marketplace lending platform can earn rewards to put toward their next flight.

Can You Get a Tax Deduction for a Solar Loan?
Published 11/22/2017 by Ben Luthi
Installing solar panels can help you save money on energy costs for years to come, but the initial expense can be overwhelming. According to HomeAdvisor, the average cost to install solar panels on your roof is $21,429. So with such a high cost, is there a possibility to get a tax deduction for a solar loan?

7 Tax Relief Options for Seniors
Published 11/20/2017 by Ben Luthi
Seniors citizens are at a disadvantage when it comes to earned income. For those who no longer work due to retirement, affording basic expenses can be difficult. Retirees are often limited in their income sources.

Is a Credit Card Balance Transfer a Good Idea? 5 Questions to Ask Yourself Before Deciding
Published 11/13/2017 by Ben Luthi
Moving a balance from one credit card to another can be a great way to pay off high-interest debt, especially if the new card has a 0% APR promotion.
