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Ben Luthi

Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.

articles from Ben

114 posts

Capital One Launches a Lucrative Partnership With Hotels.com

Published 02/27/2018 by Ben Luthi

In a Facebook Live video featuring Captain Obvious, Jeopardy legend Ken Jennings, Capital One, and Hotels.com announced a new partnership to offer Capital One Venture Rewards Credit Card and Capital One VentureOne Rewards Credit Card holders a lucrative proposition.

On February 1, Chase and Starbucks announced a new credit card, the Starbucks Rewards Visa Card. In an attempt to cater to the coffee chain’s biggest fans, the card can help users rack up Starbucks rewards points, called stars.

Military members and veterans have a unique opportunity to get great credit card benefits.

The USDA Guaranteed Home Loan Program is a home-financing options some should consider. People who should look into this program have incomes that aren’t especially high. In addition, they want to buy homes in rural areas. Or, at least, they’re willing to think about it. If you’re one of these people, you can find out more about this program in this article.

Arizona Auto Title Loans: Top 5 Lenders

Published 01/01/2018 by Ben Luthi

If you’re in the midst of a financial emergency, getting Arizona auto title loans can be a quick way to solve your immediate problem.

Some lenders offer what is called a second lien title loan. This allows you to apply for a title loan without a clear title. A clear title means you fully own the car and there are no outstanding loans against the car. This article provides a guide on how to find and qualify for auto equity loans without a clear title (also known as auto equity loans). We also provide some alternatives you should consider if you’re in the market for an auto title loan.

If you need cash right away to cover an emergency, your options might be limited, especially if you have bad credit. But if you own a car, you’ll always have at least one potential option to consider – so auto pawn loans are definitely worth knowing about.

Paying taxes is no fun, but unless you want to go to jail, it’s a part of life. You know what can make the process more satisfying? Figuring out ways to save money on your taxes. These 10 tax tips for small business owners will help you save big when tax season comes.

144-Month Auto Loan: 3 Main Pros and Cons

Published 12/20/2017 by Ben Luthi

If you’ve got your eye on a high-end or exotic car, the chances are that you’re trying to figure out how to finance it. The good news is that you don’t have to be stuck with a conventional auto loan that requires you to pay off the car within just a few years. Instead, you may qualify for a 144-month auto loan through a specialized auto lender. Whether or not that’s the best decision for your new purchase, however, is another issue.

When you have an unexpected expense and don’t have the cash to make ends meet, you have several options, even if your credit is in the dumps.

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