Ready to buy a home? You’ve probably been told that you’ll need a down payment. You also may have been told that you’ll need 20% or more, but that’s not necessarily the case. There are a lot of different options available to first time home buyers, along with some down payment strategy secrets that we’re […]

PayPal invests in LendUp

PayPal, Inc. has recently invested in San Francisco-based startup LendUp. LendUp provides online loans to consumers that most banks consider ‘risky.’ PayPal confirmed the investment, though neither company provided further details on loan amounts or terms. The company has also made some recent shifts in upper management. LendUp has promoted and added some former PayPal […]

IRS Tax Relief Program

If you or your business are overwhelmed with tax debt, consider hiring a tax relief firm, such as Optima Tax Relief. Everyone has to pay taxes. But sometimes the money you owe the IRS is greater than the amount of money you make. If this describes your current situation, the IRS Tax Debt Forgiveness Program might be […]

first time home buying tips

4 Top First Time Home Buying Tips

Buying your first home is a big step. There’s a lot more to consider than the listing price. Terms, additional fees, and complex language can make the process confusing and frustrating – but we’ve got you covered. Reading through these four top first time home buying tips from our expert sources will give you the confidence […]

Kabbage business loans

Small and Medium Enterprise (SME) lender, Kabbage, has just received a $250 million investment from Japan-based SoftBank. Kabbage provides loans to SMEs based on customized credit reports using a unique combination of data and analytics. It has provided more than $3 billion in funding to over 100,000 small and medium-sized businesses. Kabbage’s risk model and […]

Federal vs Private college loans

Are you wondering what the differences are between federal and private student loans? You’re not alone. A recent survey by Citizens Bank reported that 44% of graduates don’t fully understand the difference between federal and private loans. Most students apply for federal loans first, and then use private loans to bridge the gap. Since you’ll likely be paying your student […]

federal vs private loans consolidate debt

If you’re struggling to make student loan payments, you’re certainly not alone. More than 44 million people in America have a student loan. That puts the national student loan debt at $1.3 TRILLION.  44 million Number of people with a student loan in the US. The good news is that there are solutions to make […]

how to build and finance a tiny home

The average traditional North American home sells for around $188,000. Comparatively, the cost of a tiny home” (less than 600 square feet) averages $30,000. Customization options can significantly increase the price of a tiny home. $30k Average cost of a tiny home Typically, tiny homes are also mobile homes, though some of these houses are built on […]