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IRS Form 4564: How to Handle an Audit Information Request

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Last updated 11/26/2024 by
Silas Bamigbola
Fact checked by
Ante Mazalin
Summary:
IRS Form 4564, also called an Information Document Request (IDR), is issued by the IRS during the audit process to request specific financial documents or records. It is essential to respond promptly and accurately to avoid legal consequences, delays, or further complications. This article provides a comprehensive guide on what IRS Form 4564 entails, why you may receive it, and how to handle it effectively.
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Receiving IRS Form 4564, formally known as an Information Document Request (IDR), can feel overwhelming, especially if you are not familiar with the audit process. This document is part of the IRS’s efforts to gather detailed information to verify the accuracy of your tax return. Understanding what this form represents and how to respond appropriately is key to navigating the audit process smoothly.

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What is IRS Form 4564?

IRS Form 4564, or an Information Document Request, is issued by the IRS when they need specific documentation to verify details on your tax return. The request is part of the audit process, ensuring taxpayers accurately report their income, deductions, and credits.

How does IRS Form 4564 differ from other IRS notices?

Unlike standard IRS letters or notices, which may provide general updates about your account or notify you of a balance due, Form 4564 specifically requests documentation. It is not a bill or a penalty notice but a formal part of the audit process. This distinction is important, as responding incorrectly or ignoring it can have significant consequences.

When and why does the IRS issue Form 4564?

Form 4564 is issued when the IRS is conducting an audit of your tax return and requires additional information. Common reasons for receiving this form include:
  • Verification of large deductions or unusual credits claimed on your return.
  • Clarification of discrepancies between your tax return and third-party records (e.g., W-2s or 1099s).
  • Examination of business income and expenses for sole proprietors or small businesses.
This form can arrive at the start of an audit or during the process if additional questions arise.

Pro Tip

Organize your financial records year-round to avoid scrambling for documents if audited. Use digital storage solutions to securely store receipts, bank statements, and other tax-related files.

Steps to take after receiving IRS Form 4564

If you have received Form 4564, your actions in response will significantly impact the outcome of the audit. Follow these steps carefully:

1. Review the form in detail

Begin by reading Form 4564 thoroughly to understand exactly what the IRS is requesting. Look for the following key details:
  • Deadline for submission: Ensure you respond by the date listed to avoid further action from the IRS.
  • Specific documents requested: Identify which financial records or data you need to provide.
  • Contact information: Note the name and contact details of the IRS agent handling your case.
Understanding these elements will help you prioritize your next steps.

2. Organize your financial records

Once you know what the IRS is asking for, gather all relevant financial records. Examples include:
  • Bank statements and canceled checks.
  • W-2 and 1099 forms.
  • Receipts for business expenses.
  • Documentation supporting deductions, such as medical expenses or charitable donations.
  • Proof of tax credits, such as education or childcare credits.
Make copies of these documents for your records before submitting them to the IRS.

Pro Tip

Hire a qualified tax professional to review your response to Form 4564 before submission. Their expertise can help you avoid costly mistakes and ensure your compliance with IRS requirements.

3. Cross-reference your tax return

Review your original tax return alongside the requested documentation. Look for any discrepancies or errors that could explain why the IRS is asking for additional information. If you find a mistake, be prepared to address it with the IRS agent.

4. Seek professional assistance

If you feel unsure about how to handle the request or are worried about potential penalties, consult a tax professional. Tax attorneys, enrolled agents, or certified public accountants (CPAs) can provide expert guidance on how to respond to IRS Form 4564 while protecting your rights.

5. Respond by the deadline

Submit your response by the date specified on the form. You can mail the documents or, in some cases, upload them through the IRS secure portal. Always retain copies of your submission for your records.

Pro Tip

When submitting documents to the IRS, include a cover letter summarizing the content of your submission. This helps the IRS agent quickly understand your response and ensures no critical details are overlooked.

What happens if you do not respond to IRS Form 4564?

Failing to respond to Form 4564 can lead to serious consequences. Here’s what might happen:
  • Escalation of the case: The IRS may issue a court summons requiring you to provide the documents under oath.
  • Penalties and fines: Non-compliance can result in financial penalties and increased scrutiny from the IRS.
  • Potential legal action: While rare, ignoring repeated requests could lead to civil or criminal proceedings.
Timely and complete responses are essential to avoid these outcomes.

Tips for managing IRS Form 4564 effectively

Stay organized

Keeping your financial records well-organized year-round can make responding to IRS requests much easier. Use digital tools or file management systems to store receipts, statements, and tax-related documents.

Communicate proactively

If you are unable to meet the deadline or have questions about the form, contact the IRS agent listed on the notice. Open communication can prevent misunderstandings and may even result in an extended deadline.

Know your rights

Familiarize yourself with the IRS Taxpayer Bill of Rights, which guarantees you:
  • The right to be informed about IRS decisions.
  • The right to privacy and confidentiality in tax matters.
  • The right to representation during audits or disputes.

Consider future audits

If this is your first audit, use it as a learning opportunity to improve your recordkeeping and tax compliance. Avoid red flags such as incomplete or inconsistent tax filings, which can trigger future audits.

Pro Tip

Set up IRS account alerts online to get real-time notifications on any changes to your tax return or account. This helps you stay updated on adjustments and due dates.

How to reduce the stress of dealing with IRS Form 4564

Dealing with an IRS audit can be stressful, but these strategies can help you stay calm and focused:

1. Educate yourself

Take the time to learn about the audit process and your responsibilities. Knowledge can empower you to make better decisions and avoid costly mistakes.

2. Work with professionals

Hiring a tax attorney or CPA ensures that you have an experienced advocate on your side. Professionals can handle the technical and legal aspects of the audit, reducing your stress and ensuring compliance.

3. Stay positive

Remember that receiving IRS Form 4564 does not automatically mean you’ve done something wrong. Audits are often routine, and many taxpayers resolve them without penalties.
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Frequently asked questions

What should you do if you can’t meet the response deadline for Form 4564?

If you are unable to meet the response deadline specified on IRS Form 4564, contact the IRS agent listed on the form immediately. Explain your situation and request an extension. Proactively communicating with the IRS can help prevent additional complications or penalties.

How does responding to IRS Form 4564 affect your audit outcome?

Responding promptly and accurately to Form 4564 is critical to ensuring a smoother audit process. Providing complete documentation helps the IRS assess your case more effectively, potentially leading to a favorable resolution. Ignoring or providing incomplete information can lead to further scrutiny, penalties, or legal actions.

Can you dispute a request on IRS Form 4564?

Yes, if you believe a specific request on Form 4564 is unreasonable or irrelevant, you can discuss it with the IRS agent assigned to your case. In some situations, the IRS may modify or withdraw certain requests if you can provide a valid explanation. Having a tax professional assist you in these discussions can be beneficial.

What happens if you submit incomplete documentation?

If the documents you submit in response to Form 4564 are incomplete or fail to address the IRS’s requests, the IRS may issue follow-up requests or escalate the audit process. This can lead to additional complications, such as a court summons or increased scrutiny. It is vital to double-check your submission for completeness and accuracy before sending it.

Do you have to respond electronically to IRS Form 4564?

No, you do not have to respond electronically unless instructed by the IRS agent. Typically, you can submit your response via mail, but many taxpayers prefer electronic submission through the IRS secure portal or email for faster processing. Ensure you follow the specific instructions provided in the form or by the IRS agent handling your case.
Need help understanding other IRS letters and notices? Visit our comprehensive guide to IRS Letters and Notices or search for the document you received in the table below.
IRS Letter or Notice Number
Notice Description
CP01The IRS verified your claim of identity theft and will monitor your account.
CP01HThe IRS received a tax return with a social security number that belongs to a dead person.
CP02HMoney is due on an amended return based on a grant received due to Hurricane Katrina, Rita, or Wilma.
CP03CYou received the First-Time Homebuyer Credit for a house you purchased.
CP04You may be eligible for tax deferment because either you or a spouse served in a combat zone, a qualified contingency operation, or a hazardous duty station during the tax year specified on your notice.
CP08You may be entitled to additional money due to the Additional Child Tax Credit.
CP10Your tax return changed due to a miscalculation, and the refund you wanted to apply to an estimated tax payment has changed.
CP10AYour tax return changed due to a miscalculation of the Earned Income Credit, and the refund you wanted to apply to an estimated tax payment has changed.
CP11You owe money because the IRS amended your return due to a miscalculation.
CP11AYour tax return changed due to a miscalculation of the Earned Income Credit, and the refund you wanted to apply to an estimated tax payment also changed.
CP11MYour tax return changed due to a miscalculation of the Making Work Pay and Government Retiree Credit, and the refund you wanted to apply to an estimated tax payment has changed.
CP12You are due a bigger refund because the IRS corrected one or more mistakes on your tax return.
CP12AThe IRS made changes to correct the Earned Income Credit (EIC) claimed on your tax return.
CP12E or CP12FThe IRS corrected a miscalculation on your return.
CP12MThe IRS made changes to the computation of the Making Work Pay and/or Government Retiree Credits on your return.
CP12RThe IRS made changes to the computation of the Rebate Recovery Credit on your return.
CP13The IRS made changes to your return due to a miscalculation. There is no refund or amount due. Your balance is zero.
CP13AThe IRS made changes to your return due to a miscalculation of the Earned Income Credit. There is no refund or amount due. Your balance is zero.
CP13MThe IRS made changes to your return due to a miscalculation of the Making Work Pay credit or the Government Retiree Credit. There is no refund or amount due. Your balance is zero.
CP13RThe IRS made changes to your return due to a miscalculation of the Recovery Rebate Credit. There is no refund or amount due. Your balance is zero.
CP14You owe money on unpaid taxes.
CP16The IRS made changes to your return due to a miscalculation. The refund you were due was applied to other tax debts.
CP21AYou owe money due to the changes you requested that the IRS make on your tax returns.
CP21BYou are due a refund due to the changes you requested that the IRS make on your tax returns. The money should arrive within 2 to 3 weeks.
CP21CThe IRS made the requested changes to your tax return. You will not receive a refund, and there is no tax due. Your balance is zero.
CP21EAs a result of your recent audit, the IRS made changes to your tax return, and you owe money as a result of those changes.
CP21IThe IRS made changes to your tax return relating to the Individual Retirement Arrangement (IRA) taxes. You owe money due to the changes.
CP22AThe IRS made the changes you requested, and you owe money as a result.
CP22EAs a result of your recent audit, the IRS changed your tax return, and you now owe money.
CP22IThe IRS made changes to your tax return relating to the Individual Retirement Arrangement (IRA) taxes. You owe money due to the changes.
CP23The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. You owe taxes due to these changes.
CP24The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. This resulted in an overpayment of estimated taxes.
CP24EThe IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. This resulted in an overpayment of estimated taxes.
CP25The IRS changed your return because there was a difference between the amount of estimated tax payments listed on your tax return and the amount actually posted to your account. You are not due a refund, nor do you owe any money. Your balance is zero.
CP31You need to update your address because your refund check was returned to the IRS.
CP45The IRS was unable to apply your overpayment to your estimated tax as you requested.
CP49The IRS used all or part of your refund to pay a tax debt.
CP53Your refund check will be sent by mail because the IRS can’t provide your refund through direct deposit.
CP57The bank declined your payment, so the IRS was unable to draft funds from your bank account.
CP71A reminder of the amount you owe in tax, penalty, and interest.
CP71AA reminder of the amount you owe in tax, penalty, and interest.
CP71CA reminder of the amount you owe in tax, penalty, and interest.
CP71DA reminder of the amount you owe in tax, penalty, and interest.
CP88The IRS is holding your refund because you haven't filed one or more tax returns, and it believes you will owe tax.
CP90The IRS is notifying you of its intent to levy certain assets for unpaid taxes. You have the right to dispute the levy in a Collection Due Process hearing.
CP91The IRS will levy up to 15% of your social security benefits for unpaid taxes.
CP120The IRS needs documentation of your tax-exempt status.
CP120AYour organization’s tax-exempt status has been revoked because it failed to file a Form 990 series return for three consecutive years.
CP130You may no longer need to pay the Alternative Minimum Tax (AMT) because your tax return filing requirements changed.
CP152The IRS received your return.
CP153The IRS will send your refund by mail because your direct deposit did not go through.
CP161You have an unpaid balance due to the IRS.
CP166Your monthly payment to the IRS did not go through due to insufficient funds in your bank account.
CP178You may no longer owe excise tax because your tax return filing requirements changed.
CP231You need to update your address because your refund was returned to the IRS.
CP259You did not file the business tax return identified in the notice.
CP259AYou should have filed these forms but did not – Form 990/990-EZ, Return of Organization Exempt From Income Tax, or Form 990-N (e-Postcard).
CP259BThe IRS requires you to file these forms but did not – Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Nonexempt Charitable Trust Treated as a Private Foundation.
CP259CThe IRS believes that you are a private foundation, but did not file the required Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Nonexempt Charitable Trust Treated as a Private Foundation.
CP259DYou must file this form, but you did not – Form 990-T, Exempt Organization Business Income Tax Return.
CP259EYou should have filed this form, but you did not – Form 990-N (e-Postcard) or Form 990/990-EZ, Return of Organization Exempt From Income Tax.
CP259FThe IRS requires you to file this form but did not – Form 5227, Split-Interest Trust Information Return.
CP259GThe IRS requires you to file this form, but you didn’t – Form 1120-POL, U.S. Income Tax Return for Certain Political Organizations.
CP259HAs a tax-exempt political organization, you must file this form, but you did not – Form 990/990-EZ, Return of Organization Exempt From Income Tax.
CP276AYou submitted your tax liability schedule incorrectly. The IRS typically charges a Federal Tax Deposit (FTD) penalty for this but did not this time.
CP276BThe IRS did not receive the correct amount of tax deposits. It normally charges a Federal Tax Deposit (FTD) penalty but did not this time.
CP297The IRS is notifying you of its intent to levy certain assets for unpaid taxes. You have the right to dispute the levy at a Collection Due Process hearing.
CP297AThe IRS has levied your assets for unpaid taxes. You have the right to dispute the levy at a Collection Due Process hearing.
CP298The IRS notifying you of its intent to levy up to 15% of your social security benefits for unpaid taxes.
CP501You have a balance due on one of your tax accounts.
CP503You have an unpaid balance on one of your accounts, and the IRS has not heard from you.
CP504You have an unpaid amount due on your account. If you do not pay immediately, the IRS will levy your state income tax refund to apply it to the amount you owe.
CP504BYou have an unpaid amount due on your account. If you do not pay immediately, the IRS will levy certain property or rights to property to apply it to the amount you owe.
CP521A reminder that you have an installment agreement payment due.
CP523You have defaulted on your payment agreement. Therefore the IRS is terminating the agreement and will levy your assets.
CP601Usted tiene un saldo pendiente de pago (dinero que le debe al IRS) en una de sus cuentas contributivas.
CP603No hemos recibido respuesta de parte de usted y todavía tiene un saldo sin pagar en una de sus cuentas contributivas.
CP604Usted tiene un saldo sin pagar en su cuenta. De no pagar esta cantidad inmediatemente, el IRS embargará cualquier reembolso de impuestos estatales al que tenga derecho y aplicarlo al pago de su deuda.
CP604BUsted tiene un saldo sin pagar en su cuenta. De no pagar esta cantidad inmediatemente, el IRS embargará ciertas propiedades o derechos de propiedad y lo aplicará al pago de su deuda.
CP621Este aviso es para notificarle que usted tiene un plan de pagos a plazos vencido. Por favor, envíe el pago inmediatamente.
CP623Este aviso es para informarle nuestra intención de cancelar su plan de pagos a plazos y confiscar (embargar) sus bienes. Usted incumplió en su acuerdo.
CP711Nosotros realizamos cambios a su planilla debido a que entendemos que hubo un cálculo erróneo. Como resultado de estos cambios, usted adeuda dinero por sus contribuciones.
CP721Hicimos el(los) cambio(s) que usted solicitó a su declaración de impuestos para el año tributario que aparece en su aviso. Como resultado de éste(estos) cambio(s) usted debe dinero en sus impuestos.
CP722Hicimos el(los) cambio(s) que usted solicitó a su declaración de impuestos para el año tributario que aparece en su aviso. Como resultado de éste(estos) cambio(s) usted debe dinero en sus impuestos.
CP771Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP772Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP773Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP774Usted recibió este aviso para recordarle sobre la cantidad que adeuda en contribuciones, multas e intereses.
CP959Usted no radicó su planilla de contribución de negocios identificada en este aviso.
CP2000The income or payment information on file doesn’t match your tax return. The discrepancy may result in an increase or decrease in your tax due.
CP3219AThe IRS has received information that is different from what you reported on your tax return. This may result in an increase or decrease in your tax.
CP3219NThe IRS didn’t receive your tax return, so it calculated your return based on the information received from employers, financial institutions, and others. If you want to challenge the proposed tax, you have 90 days from the date of this notice. If you are outside the country, you have 150 days.
Letter 0012CThe IRS needs additional information to process your tax return.
Letter 0484CThe IRS wants a completed
Letter 0525Updates you on proposed changes after an IRS examination. Any changes are explained and details the refund due or taxes owed.
Letter 531IRS Notice of Deficiency. The information the IRS received about you was different from what you reported on your return.
Letter 0668D(LP 68)The IRS released their levy.
Letter 0549CYour tax bill was paid.
Letter 0681CThe IRS accepted your payment proposal. However, this is not a formal Installment Agreement.
Letter 0757CYou did not adhere to the terms of your Installment Agreement.
Letter LT 11The IRS plans to seize your property or rights to property.
Letter 1058The IRS has not received your payment. It plans to seize your property or rights to property.
Letter 1615 (LT 18)You must respond to the IRS within 10 days of this notice regarding past due tax returns.
Letter 1737 (LT 27)Complete and sign Form 433F, Collection Information Statement.
Letter 1961CYour application for a Direct Debit Installment Agreement was declined. It explains why and what you need to do to qualify.
Letter 1962CYour application for a
Letter 2050 (LT 16)The IRS is trying to collect unpaid taxes from you from returns that have been filed or from returns that have not been filed.
Letter 2257CThe IRS is providing the payoff amount that you requested.
Letter 226-JAn IRS letter to large employers notifying them that they may be liable for an Employer Shared Responsibility Payment (ESRP).
Letter 2271CA request for an Installment Agreement has been approved. It explains the fees and how to qualify for a Low Income Fee Reduction. The letter may also request missing information.
Letter 2272CAn IRS letter explaining why your request to pay the balance due in installments was declined.
Letter 2273CA confirmation letter of your request to pay the balance due in installments. It contained the amount to pay, fees charged, and where to send payment. Instructions on how to apply for the Low Income Fee Reduction included.
Letter 2318CA response to a request to pay taxes due to payroll deductions. It also explains the fees that are charged.
Letter 2357CThe IRS is admitting that it did not send you the balance due notices that it should have.
Letter 2603CThe IRS accepted your installment agreement. The IRS will file a Notice of Federal Tax Lien on your personal property.
Letter 2604CThe IRS has accepted your request for installment payments. This IRS letter provides the monthly payment, the address where to send it, and the fees charged. The letter also provides instructions on how to apply for the Low Income Fee Reduction.
Letter 2761CThe IRS is requesting your combat zone service dates to ensure that it provides you with the special provisions and protection of the combat zone deferment. Copies of military orders or other documentation to support your time served may be requested. Civilians working in support of the Armed Forces may be required to provide a Letter of Authorization or a letter from their employer.
Letter 2789CAn annual reminder notice, as required by law, of the balance due to the IRS. It explains that penalties and interest continue to accrue until the balance is fully paid.
Letter 2840CConfirms your Installment Agreement request and includes the payment amount and due date. This IRS letter explains the fees charged for paying monthly and explains how to apply for the Low Income Fee Reduction (if you qualify).
Letter 3030CProvides an explanation of the tax, penalty, and interest still due on your account.
Letter 3127CA confirmation of your request to make a change to your Installment Agreement. This IRS letter explains the fees for the change. Changes can be to the payment amount or due date, or it can include additional liabilities.
Letter 3174A reminder of taxes due after the IRS has sent a Notice of Intent to Levy.
Letter 3217CThe IRS has accepted your request to pay the balance in installments. This IRS letter provides your payment amount, the due date, and fees charged. The letter also provides instructions on applying for the Low Income Fee Reduction (if you qualify).
Letter 3228 (LT 39)A request to pay the balance due within 10 days using the envelope provided.
Letter 3500The IRS has received your documents, and it needs additional time to review them.
Letter 3572Your Federal Income Tax Return has been selected for examination. The IRS auditor requests that you call to schedule an audit appointment.
Letter 4883CThe IRS received your federal income tax return but needs more information to verify your identity in order to process your tax return accurately.
Letter 4903 (LT 26)You must file your tax returns immediately. The IRS has previously contacted you, but it did not receive a response.
Letter LP 47The IRS is trying to locate the person identified in the letter and is requesting that you provide their new address.
Letter LP 59The IRS has not received a response to the notice of levy it previously sent.
Audit Letter 2205The IRS manages audits either by mail or through an in-person interview to review your records. The interview may be at an IRS office (office audit) or the taxpayer’s home, place of business, or accountant’s office (field audit).
Letter 915You recently underwent an audit, and the IRS informs you that you now owe taxes.

Key takeaways

  • IRS Form 4564, or Information Document Request, is issued during an audit to request additional financial documents.
  • Responding accurately and promptly can help avoid penalties, fines, or legal action.
  • Keep thorough records and compare requested information with your tax return for accuracy.
  • Seek professional assistance if you feel uncertain about responding to the form.
  • Failure to respond may result in escalated IRS actions, including court summonses or additional penalties.

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