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Last Updated: 04/18/2025

Acura Financial Services

in Auto Loans from Acura

Last Updated: 04/18/2025

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Amount Range

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APR (Factor Based)

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Credit Score Range

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Loan Term (Months)

24 - 84
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Acura Financial Services Review

Acura Financial Services is offered by Acura, a financial services company founded in 1986 and based in Torrance, CA. Acura Financial Services are available in 50 states and Washington, DC.

Acura Financial Services FAQ

What APR does Acura Financial Services offer on its car loans?

Acura Financial Services offers a car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Acura Financial Services?

Acura Financial Services has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Acura Financial Services charge an origination fee?

Yes, Acura Financial Services may charge a loan origination fee .

Does Acura Financial Services charge a late fee?

Yes, Acura Financial Services charges borrowers with a late payment penatly fee

Does Acura Financial Services charge prepayment fees?

Yes, Acura Financial Services does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Acura Financial Services loan?

Yes, you can. However, Acura Financial Services charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Acura Financial Services?

Acura Financial Services does not require or does not disclose a credit score minimum.
Acura Financial Services does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Acura Financial Services.

Does Acura perform a hard credit pull?

Yes, Acura Financial Services performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is acura a legit company?

acura was founded in 1986, it is a well-established company that has been in business for 40 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1919 Torrance Blvd
Torrance, CA 90501
(800) 382-2238
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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