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  Aqua Finance Marine & RV Loans

Aqua Finance Marine & RV Loans

in Auto Loans from Aqua Finance, Inc.

Unaffiliated

Aqua Finance Marine & RV Loans

Unaffiliated

in Auto Loans from Aqua Finance, Inc.

SuperMoney Net Recommendation Score -78

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -78, equating to 1.4 on a 5 point rating scale.

-78

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
8 users don't recommend
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Highlights
Community Rating Strongly not recommended
Credit Score Range 550 - 850
Loan Amount $1,000 - $100,000
APR N/A
Loan Term (Months) Up to 84 months
Number of Reviews 9

Aqua Finance Marine & RV Loans Review

Aqua Finance Marine & RV Loans is offered by Aqua Finance, Inc., a financial services company founded in 1985 and based in Wausau, WI. Aqua Finance Marine & RV Loans is available in 40 states (and Washington, DC).

Aqua finance FAQ

How much can you borrow via Aqua finance?

Aqua finance loan amounts start at $1,000 and go up to $100,000.

What APR does Aqua finance offer on its car loans?

Aqua finance offers an car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Aqua finance?

Aqua finance has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Aqua finance charge an origination fee?

Yes, Aqua finance may charge a loan origination fee.

Does Aqua finance charge a late fee?

Yes, Aqua finance charges borrowers with a late payment penatly fee

Does Aqua finance charge prepayment fees?

No, Aqua finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Aqua finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Aqua finance loan?

Yes, you can. Aqua finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Aqua Finance Marine & RV Loans?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Aqua Finance Marine & RV Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Aqua Finance Marine & RV Loans does not have or does not disclose a minimum annual income eligibility requirement. Aqua Finance Marine & RV Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Aqua Finance Marine & RV Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Aqua finance?

Aqua finance will typically approve (or deny) a car loan application within 48 hours and fund the car loan within 7 business days of approval.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Aqua Finance Marine & RV Loans

Camping & boating are just a few recreational activities many people enjoy. While boats and recreational vehicles are important to many consumers, difficulty getting loans can prevent them from making these purchases. And a poor credit score might not just be affecting your consumers; it could prevent them from bringing business to your dealership. However, as a dealer, you are in a position to help. By offering financing, you can give someone the opportunity to make a purchase that will stay with his or her family for years to come and to create many lasting memories. While Aqua Finance's program can benefit someone hoping to purchase a boat or RV, your business will also will find many advantages as well. We offer approval for consumers with a wide range of credit scores. This means you'll be able to draw in more customers and close more difficult deals.

Contact

About Aqua Finance Marine & RV Loans

Availability

  Available in 40 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

No Prepayment Fee
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 550 - 850
Loan Amount $1,000 - $100,000
Loan Term Up to 84 months

Aqua Finance Marine & RV Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -78, equating to 1.4 on a 5 point rating scale.

-78

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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