Aqua Finance Marine & RV Loans Review

Aqua Finance Marine & RV Loans is offered by Aqua Finance, Inc., a financial services company founded in 1985 and based in Wausau, WI. Aqua Finance Marine & RV Loans is available in 40 states (and Washington, DC).

How much can you borrow via Aqua finance?

Aqua finance loan amounts start at $1,000 and go up to $100,000.

What APR does Aqua finance offer on its car loans?

Aqua finance offers an car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Aqua finance?

Aqua finance has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Aqua finance charge an origination fee?

Yes, Aqua finance may charge a loan origination fee.

Does Aqua finance charge a late fee?

Yes, Aqua finance charges borrowers with a late payment penatly fee

Does Aqua finance charge prepayment fees?

No, Aqua finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Aqua finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Aqua finance loan?

Yes, you can. Aqua finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Aqua Finance Marine & RV Loans?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Aqua Finance Marine & RV Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Aqua Finance Marine & RV Loans does not have or does not disclose a minimum annual income eligibility requirement. Aqua Finance Marine & RV Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Aqua Finance Marine & RV Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Aqua finance?

Aqua finance will typically approve (or deny) a car loan application within 48 hours and fund the car loan within 7 business days of approval.