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Last Updated: 04/18/2025

Aqua Finance Marine & RV Loans

in Auto Loans from Aqua Finance, Inc.

Last Updated: 04/18/2025

Strongly not recommended10 total votes

1 users recommend

9 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

$1,000 - $100,000

APR

N/A

Credit Score Range

550 - 850

Loan Term (Months)

Up to 84

Number of Reviews

Aqua Finance Marine & RV Loans Review

Aqua Finance Marine & RV Loans is offered by Aqua Finance, Inc., a financial services company founded in 1985 and based in Wausau, WI. Aqua finance are available in 40 states and Washington, DC.

Aqua finance FAQ

How much can you borrow via Aqua finance?

Aqua finance loan amounts start at $1,000 and go up to $100,000.

What APR does Aqua finance offer on its car loans?

Aqua finance offers an car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Aqua finance?

Aqua finance has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Aqua finance charge an origination fee?

Yes, Aqua finance may charge a loan origination fee .

Does Aqua finance charge a late fee?

Yes, Aqua finance charges borrowers with a late payment penatly fee

Does Aqua finance charge prepayment fees?

No, Aqua finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Aqua finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Aqua finance loan?

Yes, you can. Aqua finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Aqua Finance Marine & RV Loans?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Aqua Finance Marine & RV Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Aqua Finance Marine & RV Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Aqua finance?

Aqua finance will typically fund the car loan within 7 business days of approval.

Does Aqua Finance, Inc. perform a hard credit pull?

Yes, Aqua finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Aqua Finance, Inc. a legit company?

Aqua Finance, Inc. was founded in 1985, it is a well-established company that has been in business for 41 years. Aqua Finance Marine & RV Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Aqua finance

Camping & boating are just a few recreational activities many people enjoy. While boats and recreational vehicles are important to many consumers, difficulty getting loans can prevent them from making these purchases. And a poor credit score might not just be affecting your consumers; it could prevent them from bringing business to your dealership. However, as a dealer, you are in a position to help. By offering financing, you can give someone the opportunity to make a purchase that will stay with his or her family for years to come and to create many lasting memories. While Aqua Finance's program can benefit someone hoping to purchase a boat or RV, your business will also will find many advantages as well. We offer approval for consumers with a wide range of credit scores. This means you'll be able to draw in more customers and close more difficult deals.

Contact

Headquarters

One Corporate Drive, Suite 300

Wausau, WI 54401

(800) 234-3663

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