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Last Updated: 04/18/2025

BB&T Auto Loans

in Auto Loans from BB&T

Last Updated: 04/18/2025

Mostly not recommended8 total votes

2 users recommend

6 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Amount Range

Up to $100,000

APR (Fixed APR)

2.24% - 10%(Verified 06/21/2024)

Disclaimer popup with additional information

Credit Score Range

650 - 850

Loan Term (Months)

Up to 84

Number of Reviews

BB&T Auto Loans Review

BB&T Auto Loans is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T auto loan are available in 15 states and Washington, DC.

BB&T auto loan FAQ

What APR does BB&T auto loan offer on its car loans?

BB&T auto loan offers a fixed apr car loan product that ranges from 2.24% APR up to 10% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with BB&T auto loan?

BB&T auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does BB&T auto loan charge an origination fee?

Yes, BB&T auto loan may charge a loan origination fee .

Does BB&T auto loan charge a late fee?

Yes, BB&T auto loan charges borrowers with a late payment penalty fee

Does BB&T auto loan charge prepayment fees?

Yes, BB&T auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my BB&T auto loan loan?

Yes, you can. However, BB&T auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for BB&T Auto Loans?

Applicants with a credit score of at least 650 and up to 850 may be eligible for BB&T Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BB&T Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via BB&T auto loan?

BB&T auto loan will typically fund the car loan within 7 business days of approval.

Does BB&T perform a hard credit pull?

Yes, BB&T auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is BB&T a legit company?

BB&T was founded in 1872, it is a well-established company that has been in business for 154 years. BB&T Auto Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from BB&T auto loan

BBandT is a values-driven company with a long history of helping clients achieve economic success and financial security. Learn more about our culture, focus on leadership and commitment to diversity. Since 1872, our mission has been to help our clients achieve economic success and financial security. Building on a tradition of excellence in community banking, we offer our clients a complete range of financial services including banking, lending, insurance, trust, and wealth management solutions. We invite you to learn more about us, our company, and our philosophy.

We make it simple for you to choose your auto loan options and payments ahead of time. Whether you're shopping for a new or used car, or looking to lower your payments on the car you're currently driving, we've got you covered.

Contact

Headquarters

110 S. Stratford Rd.

Winston Salem, NC 27104

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -50, or 2 on a 5-point rating scale.

-50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BB&T Auto Loans Community Reviews

Would you recommend BB&T Auto Loans to your friends?

Anonymous

Mar 4, 2021

May or may not recommend

I have a very nice credit score and have never been late or missed any payments and my interest rate is 4.49%. This seems a bit high considering Bank of America's interest rate on a new vehicle for a person with good credit is 2.96% I guess I will refinance with Bank of America but I wish the lot would have asked me about the financing before settling on ...Show More

Anonymous

Oct 4, 2019

May or may not recommend

We financed two vehicles with BB&T including the current loan and had no problems. Good customer service at local branch in Garner, NC!

Jennifer N.

Aug 3, 2019

May or may not recommend

I called BB&T 888- 562-6228 around 11:29am 8/2/19 and asked the Man (Edgar) who answered and set me up Online with my password, if I could lower my Interest Rate and Payment to stay with them. He said Sorry but we currently don’t Refinance our own loans. When calling you are unable to get past not having the Loan#. Spoke to Hope 8/3/19 who says she is sorry but they ...Show More

Koi M.

Jun 9, 2019

May or may not recommend

Got my first car loan through BBT when no one else would

Shannah H.

Nov 10, 2018

May or may not recommend

It’s impossible to pay off loan early despite multiple attempts. I continue to receive bills, and when I call I am tossed aside and treated as though I’m crazy for wanting to pay the amount off & close it out. Pathetic customer service.

Valerie

Feb 14, 2017

May or may not recommend

TERRIBLE experience. Terrible. My auto loan I have been loyally paying on for 2 years was sold to BB&T without my permission. I attempted to have to switched to a company that I trusted... and they dinged my credit score 100 points in the process. They are corrupt. I would go ANYWHERE but to this company. I had nearly perfect credit and they will be hearing from myself and my ...Show More

Anonymous

Apr 17, 2015

May or may not recommend

When I needed a car for work and was declined multiple times by other lenders, a friend recommended BB&T. They'd used them in the past (when they didn't have credit) and had a good experience. I can honestly say that they were my only option at the time, so I can't complain too much, but now that I am more experienced and am building credit, I may research other options. ...Show More

Anonymous

Apr 17, 2015

May or may not recommend

BB&T Auto Loans is decent if you are working on building up your credit score. I got my first car loan through them after being declined by various other lenders (which hurt my score more). I didn't have enough of a history to get a loan anywhere else. I'd recommend BB&T Auto Loans because they work with you if you don't have the best credit, but if you are established ...Show More

Showing 8 of 8 reviews