Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

BB&T Auto Loans

in Auto Loans from BB&T

Last Updated: 04/18/2025

BB&T Auto Loans logo
Mostly not recommended8 total votes
2 users recommend
6 users don't recommend
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Community Rating

Mostly not recommended

Amount Range

Up to $100,000

APR (Fixed APR)

2.24% - 10%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

650 - 850

Loan Term (Months)

Up to 84

Number of Reviews

8
Speech bubbles icon

BB&T Auto Loans Review

BB&T Auto Loans is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T auto loan are available in 15 states and Washington, DC.

BB&T auto loan FAQ

What APR does BB&T auto loan offer on its car loans?

BB&T auto loan offers a fixed apr car loan product that ranges from 2.24% APR up to 10% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with BB&T auto loan?

BB&T auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does BB&T auto loan charge an origination fee?

Yes, BB&T auto loan may charge a loan origination fee .

Does BB&T auto loan charge a late fee?

Yes, BB&T auto loan charges borrowers with a late payment penatly fee

Does BB&T auto loan charge prepayment fees?

Yes, BB&T auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my BB&T auto loan loan?

Yes, you can. However, BB&T auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for BB&T Auto Loans?

Applicants with a credit score of at least 650 and up to 850 may be eligible for BB&T Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
BB&T Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via BB&T auto loan?

BB&T auto loan will typically fund the car loan within 7 business days of approval.

Does BB&T perform a hard credit pull?

Yes, BB&T auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is BB&T a legit company?

BB&T was founded in 1872, it is a well-established company that has been in business for 154 years. BB&T Auto Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

BB&T Auto Loans logo

Message from BB&T auto loan

BBandT is a values-driven company with a long history of helping clients achieve economic success and financial security. Learn more about our culture, focus on leadership and commitment to diversity. Since 1872, our mission has been to help our clients achieve economic success and financial security. Building on a tradition of excellence in community banking, we offer our clients a complete range of financial services including banking, lending, insurance, trust, and wealth management solutions. We invite you to learn more about us, our company, and our philosophy.

We make it simple for you to choose your auto loan options and payments ahead of time. Whether you're shopping for a new or used car, or looking to lower your payments on the car you're currently driving, we've got you covered.

Contact

Headquarters

110 S. Stratford Rd.
Winston Salem, NC 27104
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

Other Services by BB&T