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  BB&T Auto Loans

BB&T Auto Loans

in Auto Loans from BB&T

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BB&T Auto Loans

Unaffiliated

in Auto Loans from BB&T

SuperMoney Net Recommendation Score -43

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -43, equating to 2.1 on a 5 point rating scale.

-43

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Community Rating Mostly not recommended
Credit Score Range 650 - 850
Loan Amount Up to $100,000
APR  (Fixed APR) 2.24% - 10%
Loan Term (Months) Up to 84 months
Number of Reviews 7

BB&T Auto Loans Review

BB&T Auto Loans is offered by BB&T, a bank founded in 1872 and based in Winston Salem, NC. BB&T Auto Loans is available in 15 states (and Washington, DC).

BB&T auto loan FAQ

What APR does BB&T auto loan offer on its car loans?

BB&T auto loan offers a fixed apr car loan product that ranges from 2.24% APR up to 10% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with BB&T auto loan?

BB&T auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does BB&T auto loan charge an origination fee?

Yes, BB&T auto loan may charge a loan origination fee.

Does BB&T auto loan charge a late fee?

Yes, BB&T auto loan charges borrowers with a late payment penatly fee

Does BB&T auto loan charge prepayment fees?

Yes, BB&T auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my BB&T auto loan loan?

Yes, you can. However, BB&T auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for BB&T Auto Loans?

Applicants with a credit score of at least 650 and up to 850 may be eligible for BB&T Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BB&T Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. BB&T Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via BB&T Auto Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via BB&T auto loan?

BB&T auto loan will typically fund the car loan within 7 business days of approval.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From BB&T Auto Loans

BBandT is a values-driven company with a long history of helping clients achieve economic success and financial security. Learn more about our culture, focus on leadership and commitment to diversity. Since 1872, our mission has been to help our clients achieve economic success and financial security. Building on a tradition of excellence in community banking, we offer our clients a complete range of financial services including banking, lending, insurance, trust, and wealth management solutions. We invite you to learn more about us, our company, and our philosophy.

We make it simple for you to choose your auto loan options and payments ahead of time. Whether you're shopping for a new or used car, or looking to lower your payments on the car you're currently driving, we've got you covered.

Availability

  Available in 15 states and Washington, D.C.
  • Alabama
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland
  • North Carolina
  • New Jersey
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 650 - 850
Loan Amount Up to $100,000
APR (Fixed APR) 2.24% - 10%
Loan Term Up to 84 months

BB&T Auto Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -43, equating to 2.1 on a 5 point rating scale.

-43

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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