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  BMO Harris Bank Auto Loan

BMO Harris Bank Auto Loan

in Auto Loans from BMO Harris Bank

Unaffiliated

BMO Harris Bank Auto Loan

Unaffiliated

in Auto Loans from BMO Harris Bank

SuperMoney Net Recommendation Score -82% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
10 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $5,000 - $30,000
APR  (Fixed APR) 4.8% - 7.11%
Credit Score Range 700 - 850
Loan Term Up to 72 months
Number of Reviews 11

BMO Harris Bank Auto Loan Review

BMO Harris Bank Auto Loan is an auto purchase finance offering by BMO Harris Bank, a bank based in Chicago, IL. Founded in 1882, BMO Harris Bank offers auto loans in 10 states across the USA.

How much can you borrow via BMO Harris Bank Auto Loan?

BMO Harris Bank Auto Loan auto loan amounts start at $5,000 and go up to $30,000.

What APR does BMO Harris Bank Auto Loan offer on its auto loans?

BMO Harris Bank Auto Loan offers a fixed APR auto loan product that ranges from 4.8% APR up to 7.11% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with BMO Harris Bank Auto Loan?

BMO Harris Bank Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does BMO Harris Bank Auto Loan charge an origination fee?

Yes, BMO Harris Bank Auto Loan may charge a loan origination fee up to 1% of the loan amount.

Does BMO Harris Bank Auto Loan charge a late fee?

Yes, BMO Harris Bank Auto Loan charges borrowers with a late payment penatly fee

Does BMO Harris Bank Auto Loan charge prepayment fees?

No, BMO Harris Bank Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like BMO Harris Bank Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with BMO Harris Bank Auto Loan?

Applicants with a credit score of at least 700 can apply for a loan via BMO Harris Bank Auto Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via BMO Harris Bank Auto Loan? BMO Harris Bank Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

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Contact

  • Headquarters
  •   111 West Monroe Street
    Chicago, IL 60603
  •   Visit Site

Other Services by BMO Harris Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 10 states
  • Arizona
  • Florida
  • Illinois
  • Indiana
  • Kansas
  • Minnesota
  • Missouri
  • Nevada
  • Washington
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Origination Fee Up to 1%
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 12
Military Status
  • Active Duty Military
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $30K
Loan Term Up to 72
APR (Fixed APR) 4.8% - 7.11%

BMO Harris Bank Auto Loan Community Reviews

 
 

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