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Last Updated: 04/18/2025

BP Federal Credit Union Other Auto Loans

in Auto Loans from BP Federal Credit Union

Last Updated: 04/18/2025

BP Federal Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

8.50%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

48

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BP Federal Credit Union Other Auto Loans Review

BP Federal Credit Union Other Auto Loans is offered by BP Federal Credit Union, a credit union founded in 1937 and based in Houston, TX. BP Federal Credit Union Other Auto Loans are available in 50 states and Washington, DC.

BP Federal Credit Union Other Auto Loans FAQ

What APR does BP Federal Credit Union Other Auto Loans offer on its car loans?

BP Federal Credit Union Other Auto Loans offers a fixed apr car loan product of 8.50%
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with BP Federal Credit Union Other Auto Loans?

BP Federal Credit Union Other Auto Loans has car loans with terms ranging from 48 to 48 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does BP Federal Credit Union Other Auto Loans charge an origination fee?

Yes, BP Federal Credit Union Other Auto Loans may charge a loan origination fee .

Does BP Federal Credit Union Other Auto Loans charge a late fee?

Yes, BP Federal Credit Union Other Auto Loans charges borrowers with a late payment penalty fee

Does BP Federal Credit Union Other Auto Loans charge prepayment fees?

Yes, BP Federal Credit Union Other Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my BP Federal Credit Union Other Auto Loans loan?

Yes, you can. However, BP Federal Credit Union Other Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for BP Federal Credit Union Other Auto Loans?

BP Federal Credit Union Other Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
BP Federal Credit Union Other Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BP Federal Credit Union Other Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does BP Federal Credit Union Other Auto Loans report your account activity to credit bureaus?

Yes, BP Federal Credit Union Other Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BP Federal Credit Union perform a hard credit pull?

Yes, BP Federal Credit Union Other Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is BP Federal Credit Union a legit company?

BP Federal Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

15455 Memorial Dr
Suite 200
Houston, TX 77079
(281) 870-8000
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

Other Services by BP Federal Credit Union

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Savings Accounts

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Credit Cards

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Personal Loans

3 products

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Home Equity Loans

2 products

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Other Auto Loans from BP Federal Credit Union

BP Federal Credit Union logo
Rating not yet determined
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Amount Range

N/A

APR

Starting at 5.60%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

24 - 84
Visit Site
BP Federal Credit Union logo

Amount Range

N/A

APR

Starting at 6.50%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

36 - 144
BP Federal Credit Union logo

Amount Range

N/A

APR

Starting at 6.50%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

36 - 84
BP Federal Credit Union logo

Amount Range

N/A

APR

Starting at 6.50%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

36 - 144

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BP Federal Credit Union Other Auto Loans Community Reviews

Would you recommend BP Federal Credit Union Other Auto Loans to your friends?

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Other Services by BP Federal Credit Union

CD Accounts

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Checking Accounts

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Money Market Accounts

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Savings Accounts

Be the first to rate

Credit Cards

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Personal Lines of Credit

Be the first to rate


Personal Loans

3 products

Be the first to rate

Home Equity Loans

2 products

Be the first to rate

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