Last Updated: 04/18/2025
Carolina Cooperative FCU Credit Rebuilding Auto Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $12,000
APR (Fixed APR)
Starting at 17.50%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 60
Carolina Cooperative FCU Credit Rebuilding Auto Loan Review
Carolina Cooperative FCU Credit Rebuilding Auto Loan is offered by Carolina Cooperative Federal Credit Union, a credit union founded in 1962 and based in Charlotte, NC. Carolina Cooperative FCU Credit Rebuilding Auto Loan are available in 50 states and Washington, DC.
Carolina Cooperative FCU Credit Rebuilding Auto Loan FAQ
What APR does Carolina Cooperative FCU Credit Rebuilding Auto Loan offer on its car loans?
Carolina Cooperative FCU Credit Rebuilding Auto Loan offers a fixed apr car loan product that ranges from 17.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Carolina Cooperative FCU Credit Rebuilding Auto Loan?
Carolina Cooperative FCU Credit Rebuilding Auto Loan has car loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Carolina Cooperative FCU Credit Rebuilding Auto Loan charge an origination fee?
Yes, Carolina Cooperative FCU Credit Rebuilding Auto Loan may charge a loan origination fee .
Does Carolina Cooperative FCU Credit Rebuilding Auto Loan charge a late fee?
Yes, Carolina Cooperative FCU Credit Rebuilding Auto Loan charges borrowers with a late payment penatly fee
Does Carolina Cooperative FCU Credit Rebuilding Auto Loan charge prepayment fees?
Yes, Carolina Cooperative FCU Credit Rebuilding Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Carolina Cooperative FCU Credit Rebuilding Auto Loan loan?
Yes, you can. However, Carolina Cooperative FCU Credit Rebuilding Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Carolina Cooperative FCU Credit Rebuilding Auto Loan?
Carolina Cooperative FCU Credit Rebuilding Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Carolina Cooperative FCU Credit Rebuilding Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Carolina Cooperative FCU Credit Rebuilding Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Carolina Cooperative FCU Credit Rebuilding Auto Loan report your account activity to credit bureaus?
Yes, Carolina Cooperative FCU Credit Rebuilding Auto Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Carolina Cooperative Federal Credit Union perform a hard credit pull?
Yes, Carolina Cooperative FCU Credit Rebuilding Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Carolina Cooperative Federal Credit Union a legit company?
Carolina Cooperative Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed