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Last Updated: 04/18/2025

CVPH Employees FCU Other Secured Loans

in Auto Loans from CVPH Employees Federal Credit Union

Last Updated: 04/18/2025

CVPH Employees Federal Credit Union logo
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Highlights

Amount Range

N/A


APR (Fixed APR)

Starting at 5.99%(Verified 09/07/2024)

Credit Score Range

N/A


Loan Term (Months)

24 - 72

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CVPH Employees FCU Other Secured Loans Review

CVPH Employees FCU Other Secured Loans is offered by CVPH Employees Federal Credit Union, a credit union founded in 1975 and based in Plattsburgh, NY. CVPH Employees FCU Other Secured Loans are available in 50 states, 5 US territories, and Washington, DC.

CVPH Employees FCU Other Secured Loans FAQ

What APR does CVPH Employees FCU Other Secured Loans offer on its car loans?

CVPH Employees FCU Other Secured Loans offers a fixed apr car loan product that ranges from 5.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with CVPH Employees FCU Other Secured Loans?

CVPH Employees FCU Other Secured Loans has car loans with terms ranging from 24 to 72 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does CVPH Employees FCU Other Secured Loans charge an origination fee?

Yes, CVPH Employees FCU Other Secured Loans may charge a loan origination fee .

Does CVPH Employees FCU Other Secured Loans charge a late fee?

Yes, CVPH Employees FCU Other Secured Loans charges borrowers with a late payment penalty fee

Does CVPH Employees FCU Other Secured Loans charge prepayment fees?

Yes, CVPH Employees FCU Other Secured Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my CVPH Employees FCU Other Secured Loans loan?

Yes, you can. However, CVPH Employees FCU Other Secured Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for CVPH Employees FCU Other Secured Loans?

CVPH Employees FCU Other Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
CVPH Employees FCU Other Secured Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CVPH Employees FCU Other Secured Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does CVPH Employees FCU Other Secured Loans report your account activity to credit bureaus?

Yes, CVPH Employees FCU Other Secured Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does CVPH Employees Federal Credit Union perform a hard credit pull?

Yes, CVPH Employees FCU Other Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is CVPH Employees Federal Credit Union a legit company?

CVPH Employees Federal Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

75 Beekman St
Plattsburgh, NY 12901
(518) 562-7030
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed

Other Services by CVPH Employees Federal Credit Union

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Savings Accounts

2 products

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Personal Loans

2 products

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Other Auto Loans from CVPH Employees Federal Credit Union

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Amount Range

N/A

APR

Starting at 4.99%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

24 - 72
Visit Site
CVPH Employees Federal Credit Union logo

Amount Range

N/A

APR

Starting at 8.73%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

84 - 120

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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

CVPH Employees FCU Other Secured Loans Community Reviews

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