Last Updated: 04/18/2025
Department of Corrections Credit Union Recreational Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 6.25%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
84 - 120
Department of Corrections Credit Union Recreational Loan Review
Department of Corrections Credit Union Recreational Loan is offered by Department of Corrections Credit Union, a credit union founded in and based in Baton Rouge, LA. Department of Corrections Credit Union Recreational Loan are available in 50 states and Washington, DC.
Department of Corrections Credit Union Recreational Loan FAQ
What APR does Department of Corrections Credit Union Recreational Loan offer on its car loans?
Department of Corrections Credit Union Recreational Loan offers a fixed apr car loan product that ranges from 6.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Department of Corrections Credit Union Recreational Loan?
Department of Corrections Credit Union Recreational Loan has car loans with terms ranging from 84 to 120 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Department of Corrections Credit Union Recreational Loan charge an origination fee?
Yes, Department of Corrections Credit Union Recreational Loan may charge a loan origination fee .
Does Department of Corrections Credit Union Recreational Loan charge a late fee?
Yes, Department of Corrections Credit Union Recreational Loan charges borrowers with a late payment penatly fee
Does Department of Corrections Credit Union Recreational Loan charge prepayment fees?
Yes, Department of Corrections Credit Union Recreational Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Department of Corrections Credit Union Recreational Loan loan?
Yes, you can. However, Department of Corrections Credit Union Recreational Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Department of Corrections Credit Union Recreational Loan?
Department of Corrections Credit Union Recreational Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Department of Corrections Credit Union Recreational Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Department of Corrections Credit Union Recreational Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Department of Corrections Credit Union Recreational Loan report your account activity to credit bureaus?
Yes, Department of Corrections Credit Union Recreational Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Department of Corrections Credit Union perform a hard credit pull?
Yes, Department of Corrections Credit Union Recreational Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:30PM
Tuesday
7:30AM - 4:30PM
Wednesday
7:30AM - 4:30PM
Thursday
7:30AM - 4:30PM
Friday
7:30AM - 4:30PM
Saturday
Closed