SuperMoney 
  Essex Credit Boat Loan & RV Loan

Essex Credit Boat Loan & RV Loan

in Auto Loans from Essex Credit

Unaffiliated

Essex Credit Boat Loan & RV Loan

Unaffiliated

in Auto Loans from Essex Credit

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Essex Credit Boat Loan & RV Loan to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Loan Amount $10,000 - $2,000,000
APR Starting at 3.99%
Credit Score Range 690 - 850
Loan Term Up to 240 months

Essex Credit Boat Loan & RV Loan Review

Essex Credit Boat Loan & RV Loan is offered by Essex Credit, a direct lender founded in 1981 and based in San Ramon, CA. Essex Credit Boat Loan & RV Loan is available in 49 states (and Washington, DC).

How much can you borrow via Essex Credit Boat Loan & RV Loan?

Essex Credit Boat Loan & RV Loan auto loan amounts start at $10,000 and go up to $2,000,000.

What APR does Essex Credit Boat Loan & RV Loan offer on its auto loans?

Essex Credit Boat Loan & RV Loan offers an auto loan product that ranges from 3.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Essex Credit Boat Loan & RV Loan?

Essex Credit Boat Loan & RV Loan has auto loans with a maximum term of 240 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Essex Credit Boat Loan & RV Loan charge an origination fee?

Yes, Essex Credit Boat Loan & RV Loan may charge a loan origination fee.

Does Essex Credit Boat Loan & RV Loan charge a late fee?

Yes, Essex Credit Boat Loan & RV Loan charges borrowers with a late payment penatly fee

Does Essex Credit Boat Loan & RV Loan charge prepayment fees?

No, Essex Credit Boat Loan & RV Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Essex Credit Boat Loan & RV Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Essex Credit Boat Loan & RV Loan loan?

Yes, you can. Essex Credit Boat Loan & RV Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Essex Credit Boat Loan & RV Loan?

Applicants with a credit score of at least 690 and up to 850 are eligible for Essex Credit Boat Loan & RV Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Essex Credit Boat Loan & RV Loan does not have or does not disclose a minimum annual income eligibility requirement. Essex Credit Boat Loan & RV Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Essex Credit Boat Loan & RV Loan. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Essex Credit Boat Loan & RV Loan?

Essex Credit Boat Loan & RV Loan will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 14 business days of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

About Essex Credit Boat Loan & RV Loan

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
No Prepayment Fee  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered U.S. Permanent Resident
Joint Loan Applications Accepted Cosigner
Maximum Vehicle Age 10
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 690 - 850
Loan Amount $10,000 - $2,000,000
APR Starting at 3.99%
Loan Term Up to 240 months

Be the first to rate

 

Would you recommend Essex Credit Boat Loan & RV Loan to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loans

Auto Credit Express Auto Loan
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

Auto Approve Auto Loan
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews