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Last Updated: 04/18/2025

Exeter Auto Finance

in Auto Loans from Exeter Finance

Last Updated: 04/18/2025

Strongly not recommended73 total votes

13 users recommend

1 users are unsure

59 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

$5,000 - $100,000

APR (Fixed APR)

Starting at 3%(Verified 06/21/2024)

Disclaimer popup with additional information

Credit Score Range

560 - 850

Loan Term (Months)

Up to 72

Number of Reviews

Exeter Auto Finance Review

Exeter Auto Finance is offered by Exeter Finance, a financial services company founded in 2006 and based in Irving, TX. Exeter finance are available in 49 states and Washington, DC.

Exeter finance FAQ

How much can you borrow via Exeter finance?

Exeter finance loan amounts start at $5,000 and go up to $100,000.

What APR does Exeter finance offer on its car loans?

Exeter finance offers a fixed apr car loan product that ranges from 3% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Exeter finance?

Exeter finance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Exeter finance charge an origination fee?

Yes, Exeter finance may charge a loan origination fee .

Does Exeter finance charge a late fee?

Yes, Exeter finance charges borrowers with a late payment penatly fee

Does Exeter finance charge prepayment fees?

No, Exeter finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Exeter finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Exeter finance loan?

Yes, you can. Exeter finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Exeter Auto Finance?

Applicants with a credit score of at least 560 and up to 850 may be eligible for Exeter Auto Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Exeter Auto Finance does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Exeter finance?

Exeter finance will typically fund the car loan within 7 business days of approval.

Does Exeter Finance perform a hard credit pull?

Yes, Exeter finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Exeter Finance a legit company?

Exeter Finance was founded in 2006, it is a well-established company that has been in business for 20 years. Exeter Auto Finance is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Exeter finance

At Exeter, we focus on being a premier auto finance company and lender of choice known for its people, performance and service. We work with thousands of franchised and independent dealers nationwide to make vehicle ownership possible for everyone. We have helped hundreds of thousands of consumers purchase the cars they want by providing the financing solutions they need. We provide stellar service to our customers. Consumers can rely on us to help them become car owners, and they can make payments easily and conveniently 24/7.

Your life wouldn’t be the same without a car. As your new partner in vehicle ownership, we’re committed to helping you drive toward a bright future.

Contact

Headquarters

222 Las Colinas Area Personal Transit # 1800

Irving, TX 75039

(877) 393-8379

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