Exeter Auto Finance Review

Exeter Auto Finance is an auto purchase finance offering by Exeter Finance, based in Irving, TX. Founded in 2006, Exeter Finance offers auto loans in 49 states (and Washington, DC).

How much can you borrow via Exeter Auto Finance?

Exeter Auto Finance auto loan amounts start at $5,000 and go up to $100,000.

What APR does Exeter Auto Finance offer on its auto loans?

Exeter Auto Finance offers an auto loan product that ranges from 3% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Exeter Auto Finance?

Exeter Auto Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Exeter Auto Finance charge an origination fee?

Yes, Exeter Auto Finance may charge a loan origination fee.

Does Exeter Auto Finance charge a late fee?

Yes, Exeter Auto Finance charges borrowers with a late payment penatly fee

Does Exeter Auto Finance charge prepayment fees?

No, Exeter Auto Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Exeter Auto Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Exeter Auto Finance?

Applicants with a credit score of at least 560 can apply for a loan via Exeter Auto Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via Exeter Auto Finance? Exeter Auto Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.