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  Exeter Auto Finance

Exeter Auto Finance

in Auto Loans from Exeter Finance

Unaffiliated

Exeter Auto Finance

Unaffiliated

in Auto Loans from Exeter Finance

SuperMoney Net Recommendation Score -63

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -63, equating to 1.7 on a 5 point rating scale.

-63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

13 users recommend
1 user is unsure
58 users don't recommend
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Highlights
Community Rating Strongly not recommended
Credit Score Range 560 - 850
Loan Amount $5,000 - $100,000
APR  (Fixed APR) Starting at 3%
Loan Term (Months) Up to 72 months
Number of Reviews 72

Exeter Auto Finance Review

Exeter Auto Finance is offered by Exeter Finance, a financial services company founded in 2006 and based in Irving, TX. Exeter Auto Finance is available in 49 states (and Washington, DC).

Exeter finance FAQ

How much can you borrow via Exeter finance?

Exeter finance loan amounts start at $5,000 and go up to $100,000.

What APR does Exeter finance offer on its car loans?

Exeter finance offers a fixed apr car loan product that ranges from 3% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Exeter finance?

Exeter finance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Exeter finance charge an origination fee?

Yes, Exeter finance may charge a loan origination fee.

Does Exeter finance charge a late fee?

Yes, Exeter finance charges borrowers with a late payment penatly fee

Does Exeter finance charge prepayment fees?

No, Exeter finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Exeter finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Exeter finance loan?

Yes, you can. Exeter finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Exeter Auto Finance?

Applicants with a credit score of at least 560 and up to 850 may be eligible for Exeter Auto Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Exeter Auto Finance does not have or does not disclose a minimum annual income eligibility requirement. Exeter Auto Finance only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Exeter Auto Finance. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Exeter finance?

Exeter finance will typically approve (or deny) a car loan application within 24 hours and fund the car loan within 7 business days of approval.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Exeter Finance

At Exeter, we focus on being a premier auto finance company and lender of choice known for its people, performance and service. We work with thousands of franchised and independent dealers nationwide to make vehicle ownership possible for everyone. We have helped hundreds of thousands of consumers purchase the cars they want by providing the financing solutions they need. We provide stellar service to our customers. Consumers can rely on us to help them become car owners, and they can make payments easily and conveniently 24/7.

Your life wouldn’t be the same without a car. As your new partner in vehicle ownership, we’re committed to helping you drive toward a bright future.

Contact

About Exeter Auto Finance

Availability

  Available in 49 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 560 - 850
Loan Amount $5,000 - $100,000
APR (Fixed APR) Starting at 3%
Loan Term Up to 72 months

Exeter Auto Finance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -63, equating to 1.7 on a 5 point rating scale.

-63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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