Last Updated: 04/18/2025
Pitney Bowes Employees FCU Auto Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
3.99% - 8.00%(Verified 09/12/2024)
Credit Score Range
N/A
Loan Term (Months)
24 - 84
Pitney Bowes Employees FCU Auto Loan Review
Pitney Bowes Employees FCU Auto Loan is offered by Pitney Bowes Employees Federal Credit Union, a credit union founded in 1936 and based in Shelton, CT. Pitney Bowes Employees FCU Auto Loan are available in 50 states, 5 US territories, and Washington, DC.
Pitney Bowes Employees FCU Auto Loan FAQ
What APR does Pitney Bowes Employees FCU Auto Loan offer on its car loans?
Pitney Bowes Employees FCU Auto Loan offers a fixed apr car loan product that ranges from 3.99% APR up to 8.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Pitney Bowes Employees FCU Auto Loan?
Pitney Bowes Employees FCU Auto Loan has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Pitney Bowes Employees FCU Auto Loan charge an origination fee?
Yes, Pitney Bowes Employees FCU Auto Loan may charge a loan origination fee .
Does Pitney Bowes Employees FCU Auto Loan charge a late fee?
Yes, Pitney Bowes Employees FCU Auto Loan charges borrowers with a late payment penatly fee of up to $10.00
Does Pitney Bowes Employees FCU Auto Loan charge prepayment fees?
Yes, Pitney Bowes Employees FCU Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Pitney Bowes Employees FCU Auto Loan loan?
Yes, you can. However, Pitney Bowes Employees FCU Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Pitney Bowes Employees FCU Auto Loan?
Pitney Bowes Employees FCU Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pitney Bowes Employees FCU Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pitney Bowes Employees FCU Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Pitney Bowes Employees FCU Auto Loan report your account activity to credit bureaus?
Yes, Pitney Bowes Employees FCU Auto Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pitney Bowes Employees Federal Credit Union perform a hard credit pull?
Yes, Pitney Bowes Employees FCU Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Pitney Bowes Employees Federal Credit Union a legit company?
Pitney Bowes Employees Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
Closed
Tuesday
9:00AM - 3:00PM
Wednesday
Closed
Thursday
9:00AM - 3:00PM
Friday
Closed
Saturday
Closed