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Last Updated: 04/18/2025

Financial Plus Credit Union Powersport Loan

from Financial Plus Credit Union

Last Updated: 04/18/2025

Financial Plus Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

Starting at 8.24%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

Up to 96

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Financial Plus Credit Union Powersport Loan Review

Financial Plus Credit Union Powersport Loan is offered by Financial Plus Credit Union, a credit union founded in 1952 and based in Flint, MI. Financial Plus Credit Union Powersport Loan are available in 50 states, 5 US territories, and Washington, DC.

Financial Plus Credit Union Powersport Loan FAQ

What APR does Financial Plus Credit Union Powersport Loan offer on its car loans?

Financial Plus Credit Union Powersport Loan offers a fixed apr car loan product that ranges from 8.24% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Financial Plus Credit Union Powersport Loan?

Financial Plus Credit Union Powersport Loan has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Financial Plus Credit Union Powersport Loan charge an origination fee?

Yes, Financial Plus Credit Union Powersport Loan may charge a loan origination fee .

Does Financial Plus Credit Union Powersport Loan charge a late fee?

Yes, Financial Plus Credit Union Powersport Loan charges borrowers with a late payment penalty fee

Does Financial Plus Credit Union Powersport Loan charge prepayment fees?

Yes, Financial Plus Credit Union Powersport Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Financial Plus Credit Union Powersport Loan loan?

Yes, you can. However, Financial Plus Credit Union Powersport Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Financial Plus Credit Union Powersport Loan?

Financial Plus Credit Union Powersport Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Financial Plus Credit Union Powersport Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Financial Plus Credit Union Powersport Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Financial Plus Credit Union Powersport Loan report your account activity to credit bureaus?

Yes, Financial Plus Credit Union Powersport Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Financial Plus Credit Union perform a hard credit pull?

Yes, Financial Plus Credit Union Powersport Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Financial Plus Credit Union a legit company?

Financial Plus Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

G3381 Van Slyke Rd
Flint, MI 48507
(800) 748-0451
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Amount Range

N/A

APR

Starting at 6.79%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 84
Visit Site
Financial Plus Credit Union logo

Amount Range

N/A

APR

Starting at 6.79%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 240
Financial Plus Credit Union logo

Amount Range

N/A

APR

Starting at 7.24%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 120
Financial Plus Credit Union logo

Amount Range

N/A

APR

Starting at 6.79%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 240

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Financial Plus Credit Union Powersport Loan Community Reviews

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