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Last Updated: 04/18/2025

First Florida CU Motorcycle Loan

in Auto Loans from First Florida Credit Union

Last Updated: 04/18/2025

First Florida Credit Union logo
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Amount Range

N/A

APR (Variable APR)

Starting at 8.25%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 72
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First Florida CU Motorcycle Loan Review

First Florida CU Motorcycle Loan is offered by First Florida Credit Union, a credit union founded in 1950 and based in Jacksonville, FL. First Florida CU Motorcycle Loan are available in 50 states and Washington, DC.

First Florida CU Motorcycle Loan FAQ

What APR does First Florida CU Motorcycle Loan offer on its car loans?

First Florida CU Motorcycle Loan offers a variable APR car loan product that ranges from 8.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with First Florida CU Motorcycle Loan?

First Florida CU Motorcycle Loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does First Florida CU Motorcycle Loan charge an origination fee?

Yes, First Florida CU Motorcycle Loan may charge a loan origination fee .

Does First Florida CU Motorcycle Loan charge a late fee?

Yes, First Florida CU Motorcycle Loan charges borrowers with a late payment penatly fee

Does First Florida CU Motorcycle Loan charge prepayment fees?

Yes, First Florida CU Motorcycle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Florida CU Motorcycle Loan loan?

Yes, you can. However, First Florida CU Motorcycle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for First Florida CU Motorcycle Loan?

First Florida CU Motorcycle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Florida CU Motorcycle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Florida CU Motorcycle Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does First Florida CU Motorcycle Loan report your account activity to credit bureaus?

Yes, First Florida CU Motorcycle Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Florida Credit Union perform a hard credit pull?

Yes, First Florida CU Motorcycle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is First Florida Credit Union a legit company?

First Florida Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

500 W 1st St
Jacksonville, FL 32202
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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