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Last Updated: 04/18/2025

GenFed Financial CU Auto Loans

in Auto Loans from GenFed Financial Credit Union

Last Updated: 04/18/2025

GenFed Financial Credit Union logo
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Highlights

Amount Range

Starting at $5,000

APR (Variable APR)

Starting at 5.49%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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GenFed Financial CU Auto Loans Review

GenFed Financial CU Auto Loans is offered by GenFed Financial Credit Union, a credit union founded in 1938 and based in Akron, OH. GenFed Financial CU Auto Loans are available in 50 states and Washington, DC.

GenFed Financial CU Auto Loans FAQ

How much can you borrow via GenFed Financial CU Auto Loans?

GenFed Financial CU Auto Loans loan amounts start at $5,000 .

What APR does GenFed Financial CU Auto Loans offer on its car loans?

GenFed Financial CU Auto Loans offers a variable APR car loan product that ranges from 5.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does GenFed Financial CU Auto Loans charge an origination fee?

Yes, GenFed Financial CU Auto Loans may charge a loan origination fee .

Does GenFed Financial CU Auto Loans charge a late fee?

Yes, GenFed Financial CU Auto Loans charges borrowers with a late payment penatly fee

Does GenFed Financial CU Auto Loans charge prepayment fees?

Yes, GenFed Financial CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my GenFed Financial CU Auto Loans loan?

Yes, you can. However, GenFed Financial CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for GenFed Financial CU Auto Loans?

GenFed Financial CU Auto Loans does not require or does not disclose a credit score minimum.
GenFed Financial CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by GenFed Financial CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity

Does GenFed Financial CU Auto Loans report your account activity to credit bureaus?

Yes, GenFed Financial CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does GenFed Financial Credit Union perform a hard credit pull?

Yes, GenFed Financial CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is GenFed Financial Credit Union a legit company?

GenFed Financial Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2492 Wedgewood Dr
Akron, OH 44312
(800) 850-5451
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 6:00PM

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