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Last Updated: 04/18/2025

Georgia United CU Auto Loans

in Auto Loans from Georgia United Credit Union

Last Updated: 04/18/2025

Georgia United Credit Union logo
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Amount Range

N/A

APR (Variable APR)

Starting at 5.99%(Verified 06/28/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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Georgia United CU Auto Loans Review

Georgia United CU Auto Loans is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Georgia United CU Auto Loans FAQ

What APR does Georgia United CU Auto Loans offer on its car loans?

Georgia United CU Auto Loans offers a variable APR car loan product that ranges from 5.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Georgia United CU Auto Loans charge an origination fee?

Yes, Georgia United CU Auto Loans may charge a loan origination fee .

Does Georgia United CU Auto Loans charge a late fee?

Yes, Georgia United CU Auto Loans charges borrowers with a late payment penatly fee

Does Georgia United CU Auto Loans charge prepayment fees?

Yes, Georgia United CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Georgia United CU Auto Loans loan?

Yes, you can. However, Georgia United CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Georgia United CU Auto Loans?

Georgia United CU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Georgia United CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Georgia United CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Georgia United CU Auto Loans report your account activity to credit bureaus?

Yes, Georgia United CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Georgia United Credit Union perform a hard credit pull?

Yes, Georgia United CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Georgia United Credit Union a legit company?

Georgia United Credit Union was founded in 1958, it is a well-established company that has been in business for 68 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6705 Sugarloaf Pkwy
Duluth, GA 30097
(888) 493-4328
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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