Last Updated: 04/18/2025
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan
Unaffiliated
in Auto Loans from HealthShare Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 16.99%(Verified 08/01/2024)
Credit Score Range
N/A
Loan Term (Months)
60
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan Review
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan is offered by HealthShare Credit Union, a credit union founded in 1955 and based in Greensboro, NC. HealthShare CU Credit Builder or Credit Rebuilder Auto Loan are available in 50 states, 5 US territories, and Washington, DC.
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan FAQ
What APR does HealthShare CU Credit Builder or Credit Rebuilder Auto Loan offer on its car loans?
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan offers a fixed apr car loan product that ranges from 16.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with HealthShare CU Credit Builder or Credit Rebuilder Auto Loan?
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan has car loans with terms ranging from 60 to 60 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does HealthShare CU Credit Builder or Credit Rebuilder Auto Loan charge an origination fee?
Yes, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan may charge a loan origination fee .
Does HealthShare CU Credit Builder or Credit Rebuilder Auto Loan charge a late fee?
Yes, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan charges borrowers with a late payment penatly fee
Does HealthShare CU Credit Builder or Credit Rebuilder Auto Loan charge prepayment fees?
Yes, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my HealthShare CU Credit Builder or Credit Rebuilder Auto Loan loan?
Yes, you can. However, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for HealthShare CU Credit Builder or Credit Rebuilder Auto Loan?
HealthShare CU Credit Builder or Credit Rebuilder Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. HealthShare CU Credit Builder or Credit Rebuilder Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by HealthShare CU Credit Builder or Credit Rebuilder Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does HealthShare CU Credit Builder or Credit Rebuilder Auto Loan report your account activity to credit bureaus?
Yes, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does HealthShare Credit Union perform a hard credit pull?
Yes, HealthShare CU Credit Builder or Credit Rebuilder Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is HealthShare Credit Union a legit company?
HealthShare Credit Union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:15AM - 4:45PM
Tuesday
7:15AM - 4:45PM
Wednesday
7:15AM - 4:45PM
Thursday
7:15AM - 4:45PM
Friday
7:15AM - 4:45PM
Saturday
Closed