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Last Updated: 04/18/2025

KoraDrive

from Kora Financial Inc.

Last Updated: 04/18/2025
Kora Financial Inc. logo
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Highlights

Amount Range

Starting at $5,000

APR (Fixed APR)

N/A

Credit Score Range

N/A

Loan Term (Months)

12 - 60
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KoraDrive Review

KoraDrive is offered by Kora Financial Inc., a nonbank financial services provider founded in 2015 and based in Chicago, IL. KoraDrive are available in 50 states, 5 US territories, and Washington, DC.

KoraDrive FAQ

How much can you borrow via KoraDrive?

KoraDrive loan amounts start at $5,000.00 .

What APR does KoraDrive offer on its car loans?

KoraDrive offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with KoraDrive?

KoraDrive has car loans with terms ranging from 12 to 60 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does KoraDrive charge an origination fee?

Yes, KoraDrive may charge a loan origination fee .

Does KoraDrive charge a late fee?

Yes, KoraDrive charges borrowers with a late payment penalty fee

Does KoraDrive charge prepayment fees?

No, KoraDrive will not charge you a fee for paying your loan early. Whenever possible choose lenders like KoraDrive that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my KoraDrive loan?

Yes, you can. KoraDrive does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for KoraDrive?

KoraDrive does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
KoraDrive does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by KoraDrive.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does KoraDrive report your account activity to credit bureaus?

Yes, KoraDrive reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Kora Financial Inc. perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
KoraDrive allows you to check your rates with a soft credit pull.

Is Kora Financial Inc. a legit company?

Kora Financial Inc. was founded in 2015, it is a well-established company that has been in business for 11 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

500 W Madison St
Chicago, IL 60661
(800) 840-6604
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Email Support

Hours of Operation

SundayAll DayMondayAll DayTuesdayAll DayWednesdayAll DayThursdayAll DayFridayAll DaySaturdayAll Day

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

KoraDrive Community Reviews

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