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Last Updated: 04/18/2025

Lake Huron Credit Union Auto Loans

in Auto Loans from Lake Huron Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

N/A

APR (Fixed APR)

Starting at 7.74%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84

Lake Huron Credit Union Auto Loans Review

Lake Huron Credit Union Auto Loans is offered by Lake Huron Credit Union, a credit union founded in 1959 and based in Saginaw, MI. Lake Huron Credit Union Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Lake Huron Credit Union Auto Loans FAQ

What APR does Lake Huron Credit Union Auto Loans offer on its car loans?

Lake Huron Credit Union Auto Loans offers a fixed apr car loan product that ranges from 7.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Lake Huron Credit Union Auto Loans?

Lake Huron Credit Union Auto Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Lake Huron Credit Union Auto Loans charge an origination fee?

Yes, Lake Huron Credit Union Auto Loans may charge a loan origination fee .

Does Lake Huron Credit Union Auto Loans charge a late fee?

Yes, Lake Huron Credit Union Auto Loans charges borrowers with a late payment penatly fee

Does Lake Huron Credit Union Auto Loans charge prepayment fees?

Yes, Lake Huron Credit Union Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Lake Huron Credit Union Auto Loans loan?

Yes, you can. However, Lake Huron Credit Union Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Lake Huron Credit Union Auto Loans?

Lake Huron Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Lake Huron Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lake Huron Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity

Does Lake Huron Credit Union Auto Loans report your account activity to credit bureaus?

Yes, Lake Huron Credit Union Auto Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Lake Huron Credit Union perform a hard credit pull?

Yes, Lake Huron Credit Union Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Lake Huron Credit Union a legit company?

Lake Huron Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1540 Tittabawassee Rd

Saginaw, MI 48604

(989) 752-5214

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Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:30PM

Tuesday

9:00AM - 5:30PM

Wednesday

10:00AM - 5:30PM

Thursday

8:00AM - 5:30PM

Friday

8:00AM - 6:00PM

Saturday

8:00AM - 1:00PM