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Last Updated: 04/18/2025

OCCFCU Auto Loan

from Oak Cliff Christian Federal Credit Union

Last Updated: 04/18/2025
Oak Cliff Christian Federal Credit Union logo
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Amount Range

N/A

APR (Variable APR)

Starting at 2.99%(Verified 06/25/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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OCCFCU Auto Loan Review

OCCFCU Auto Loan is offered by Oak Cliff Christian Federal Credit Union, a credit union founded in 2008 and based in Dallas, TX. OCCFCU Auto Loan are available in 50 states, 5 US territories, and Washington, DC.

OCCFCU Auto Loan FAQ

What APR does OCCFCU Auto Loan offer on its car loans?

OCCFCU Auto Loan offers a variable APR car loan product that ranges from 2.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does OCCFCU Auto Loan charge an origination fee?

Yes, OCCFCU Auto Loan may charge a loan origination fee .

Does OCCFCU Auto Loan charge a late fee?

Yes, OCCFCU Auto Loan charges borrowers with a late payment penalty fee

Does OCCFCU Auto Loan charge prepayment fees?

Yes, OCCFCU Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my OCCFCU Auto Loan loan?

Yes, you can. However, OCCFCU Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for OCCFCU Auto Loan?

OCCFCU Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OCCFCU Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OCCFCU Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does OCCFCU Auto Loan report your account activity to credit bureaus?

Yes, OCCFCU Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Oak Cliff Christian Federal Credit Union perform a hard credit pull?

Yes, OCCFCU Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is OCBF Credit Union a legit company?

OCBF Credit Union was founded in 2008, it is a well-established company that has been in business for 18 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1139 W Camp Wisdom Rd
Dallas, TX 75232
(214) 672-9180
Visit Site
Email Support

Hours of Operation

SundayClosedMondayClosedTuesday10:00AM - 4:00PMWednesday10:00AM - 4:00PMThursday10:00AM - 4:00PMFriday10:00AM - 5:00PMSaturday10:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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