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Last Updated: 04/18/2025

Leaders Credit Union Auto Loans

from Leaders Credit Union

Last Updated: 04/18/2025
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Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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Quick, easy, and won’t hurt your credit.

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Amount Range

N/A


APR (Variable APR)

4.99% - 9.29%(Verified 06/21/2024)

Credit Score Range

Starting at 760

Loan Term (Months)

Up to 180

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Leaders Credit Union Auto Loans Review

Leaders Credit Union Auto Loans is offered by Leaders Credit Union, a credit union founded in 1957 and based in Jackson, TN. leaders credit union auto loans are available in 50 states and Washington, DC.

leaders credit union auto loans FAQ

What APR does leaders credit union auto loans offer on its car loans?

leaders credit union auto loans offers a variable APR car loan product that ranges from 4.99% APR up to 9.29% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with leaders credit union auto loans?

leaders credit union auto loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does leaders credit union auto loans charge an origination fee?

Yes, leaders credit union auto loans may charge a loan origination fee .

Does leaders credit union auto loans charge a late fee?

Yes, leaders credit union auto loans charges borrowers with a late payment penalty fee

Does leaders credit union auto loans charge prepayment fees?

Yes, leaders credit union auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my leaders credit union auto loans loan?

Yes, you can. However, leaders credit union auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Leaders Credit Union Auto Loans?

Applicants with a credit score that ranges above 760 may be eligible for Leaders Credit Union Auto Loans.
Leaders Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Leaders Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Leaders Credit Union perform a hard credit pull?

Yes, leaders credit union auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is leaders credit union a legit company?

leaders credit union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

214 Oil Well Rd
Jackson, TN 38305
(731) 664-1784
Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100
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