Is Leaders Credit Union Personal Loans the right fit for you?
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
APR (Variable APR)
2.10% - 9.24%(Verified 06/21/2024)
Amount Range
$1,000 - $40,000
Loan Term (Months)
Up to 144
Leaders Credit Union Personal Loans Review
Leaders Credit Union Personal Loans is offered by Leaders Credit Union, a credit union founded in 1957 and based in Jackson, TN. leaders personal loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Leaders Credit Union Personal Loans are on the lower end of the spectrum.
- Super long loan terms. Leaders Credit Union Personal Loans offers loan terms of up to 144 months. Most personal loans have a maximum term of 60 months.
leaders personal loans Pros & Cons
| Pros | Cons |
|
|
leaders personal loans FAQ
What interest rates and personal loan terms does leaders personal loans offer?
leaders personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does leaders personal loans offer?
leaders personal loans offers a variable APR personal loan product that ranges from 2.10% APR up to 9.24% APR.
How much can you borrow via leaders personal loans?
Personal loan amounts start at $1,000 and go up to $40,000
What is the maximum loan term you can get with leaders personal loans?
leaders personal loans offers loans with terms of up to 144 months.
| Personal Loan Amount | $1000 - $40000 |
| Loan Term | up to 144 months |
| APR | 2.10% - 9.24% |
What fees does leaders personal loans charge?
Does leaders personal loans charge an origination fee?
leaders personal loans may charge a personal loan origination fee .
Does leaders personal loans charge a late fee?
leaders personal loans does not disclose whether it charges late payment fees.
Does leaders personal loans charge prepayment fees?
No, leaders personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Leaders Credit Union Personal Loans?
Leaders Credit Union Personal Loans does not require or does not disclose a credit score minimum. Leaders Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Leaders Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Leaders Credit Union perform a hard credit pull?
Yes, leaders personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Leaders Credit Union Personal Loans legit?
leaders credit union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed
Other Services by Leaders Credit Union
Auto Loans
Be the first to rate
Home Mortgage Loans
Be the first to rate
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Leaders Credit Union Personal Loans Community Reviews
Would you recommend Leaders Credit Union Personal Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
What You Need to Know About Personal Loan Rates
Audrey Henderson
Point-of-Sale Financing: How to Finance Purchases Online
Eliana Carmona