Leaders Credit Union Personal Loans
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| APR (Variable APR) |
2.10% - 9.24% (Verified 08/04/2023) |
| Loan Amount | $1,000 - $40,000 |
| Loan Term (Months) | Up to 144 months |
Leaders Credit Union Personal Loans Review
Leaders Credit Union Personal Loans is offered by leaders credit union, a credit union founded in 1957 and based in Jackson, TN. leaders personal loans are available in 50 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for Leaders Credit Union Personal Loans are on the lower end of the spectrum.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Leaders Credit Union Personal Loans early.
- Super long loan terms. Leaders Credit Union Personal Loans offers loan terms of up to 144 months. Most personal loans have a maximum term of 60 months.
leaders personal loans Pros & Cons
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leaders personal loans FAQ
What interest rates and personal loan terms does leaders personal loans offer?
leaders personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does leaders personal loans offer?
leaders personal loans offers a variable APR personal loan product that ranges from 2.10% APR up to 9.24% APR.
How much can you borrow via leaders personal loans?
Personal loan amounts start at $1,000and go up to $40,000
What is the maximum loan term you can get with leaders personal loans?
leaders personal loans offers loans with terms of up to 144 months.
| Personal Loan Amount | $1000 - $40000 |
| Loan Term | up to 144 months |
| APR | 2.10% - 9.24% |
What fees does leaders personal loans charge?
Does leaders personal loans charge an origination fee?
leaders personal loans may charge a personal loan origination fee.
Does leaders personal loans charge a late fee?
No, leaders personal loans will not charge you a late fee if you miss one of the monthly payments.
Does leaders personal loans charge prepayment fees?
No, leaders personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Leaders Credit Union Personal Loans?
Leaders Credit Union Personal Loans does not require or does not disclose a credit score minimum.Leaders Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Leaders Credit Union Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Leaders Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Leaders Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Are Leaders Credit Union Personal Loans legit?
Leaders Credit Union was founded in 1957, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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214 Oil Well Rd
Jackson, TN 38305 - (731) 664-1784
- Visit Site
- Email Support
Other Services by Leaders Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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