Last Updated: 04/18/2025
MembersFirst Credit Union Vehicle Loans
Unaffiliated
in Auto Loans from MembersFirst Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 2.35%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Loan Term (Months)
36 - 84
MembersFirst Credit Union Vehicle Loans Review
MembersFirst Credit Union Vehicle Loans is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst Credit Union Vehicle Loans are available in 1 state.
MembersFirst Credit Union Vehicle Loans FAQ
What APR does MembersFirst Credit Union Vehicle Loans offer on its car loans?
MembersFirst Credit Union Vehicle Loans offers a fixed apr car loan product that ranges from 2.35% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with MembersFirst Credit Union Vehicle Loans?
MembersFirst Credit Union Vehicle Loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does MembersFirst Credit Union Vehicle Loans charge an origination fee?
Yes, MembersFirst Credit Union Vehicle Loans may charge a loan origination fee .
Does MembersFirst Credit Union Vehicle Loans charge a late fee?
Yes, MembersFirst Credit Union Vehicle Loans charges borrowers with a late payment penatly fee
Does MembersFirst Credit Union Vehicle Loans charge prepayment fees?
Yes, MembersFirst Credit Union Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my MembersFirst Credit Union Vehicle Loans loan?
Yes, you can. However, MembersFirst Credit Union Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for MembersFirst Credit Union Vehicle Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for MembersFirst Credit Union Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MembersFirst Credit Union Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MembersFirst Credit Union Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does MembersFirst Credit Union Vehicle Loans report your account activity to credit bureaus?
Yes, MembersFirst Credit Union Vehicle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MembersFirst Credit Union perform a hard credit pull?
Yes, MembersFirst Credit Union Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is MembersFirst Credit Union a legit company?
MembersFirst Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from MembersFirst Credit Union Vehicle Loans
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
10:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 1:00PM