Is MembersFirst Credit Union Personal Loan the right fit for you?
Last Updated: 04/18/2025
MembersFirst Credit Union Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 9.9%(Verified 06/21/2024)
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Amount Range
N/A
Loan Term (Months)
Up to 48
MembersFirst Credit Union Personal Loan Review
MembersFirst Credit Union Personal Loan is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst Credit Union personal loan are available in 1 state.
Key Takeaways
- APRs starting at 9.9%. Personal loan interest rates typically range between 9% and 36%. The starting rates for MembersFirst Credit Union Personal Loan are on the lower end of the spectrum.
MembersFirst Credit Union personal loan Pros & Cons
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MembersFirst Credit Union personal loan FAQ
What interest rates and personal loan terms does MembersFirst Credit Union personal loan offer?
What interest rates does MembersFirst Credit Union personal loan offer?
MembersFirst Credit Union personal loan offers a fixed APR personal loan product that starts at 9.9% APR.
What is the maximum loan term you can get with MembersFirst Credit Union personal loan?
MembersFirst Credit Union personal loan offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 48 months |
| APR | Starting at 9.9% |
What fees does MembersFirst Credit Union personal loan charge?
Does MembersFirst Credit Union personal loan charge an origination fee?
MembersFirst Credit Union personal loan may charge a personal loan origination fee .
Does MembersFirst Credit Union personal loan charge a late fee?
MembersFirst Credit Union personal loan does not disclose whether it charges late payment fees.
Does MembersFirst Credit Union personal loan charge prepayment fees?
No, MembersFirst Credit Union personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for MembersFirst Credit Union Personal Loan?
Applicants with a credit score of at least 600 and up to 850 may be eligible for MembersFirst Credit Union Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MembersFirst Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MembersFirst Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 600 - 850 |
Does MembersFirst Credit Union Personal Loan report your account activity to credit bureaus?
Yes, MembersFirst Credit Union Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MembersFirst Credit Union perform a hard credit pull?
Yes, MembersFirst Credit Union personal loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are MembersFirst Credit Union Personal Loan legit?
MembersFirst Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday10:00AM - 4:30PMThursday9:00AM - 4:30PMFriday9:00AM - 4:30PMSaturday9:00AM - 1:00PM
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Learn MoreSuperMoney Net Recommendation Score
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MembersFirst Credit Union Personal Loan Community Reviews
Would you recommend MembersFirst Credit Union Personal Loan to your friends?
NS
Natalie S.
Oct 24, 2023
May or may not recommend
MembersFirst Credit Union's Personal Loan has been a financial lifesaver for me. The application process was incredibly straightforward, and their rates are some of the most competitive I've seen. They offered me the flexibility I needed, with manageable repayment terms. The approval was swift, and the funds were in my account in no time. What sets MembersFirst apart is their personalized service – the staff genuinely cares about your financial ...Show More
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