
MembersFirst Credit Union Personal Loan
in Personal Loans from MembersFirst Credit Union
UnaffiliatedMembersFirst Credit Union Personal Loan
in Personal Loans from MembersFirst Credit Union
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APR (Fixed APR) | Starting at 9.9% |
Loan Amount | N/A |
Loan Term (Months) | Up to 48 months |
MembersFirst Credit Union Personal Loan Review
MembersFirst Credit Union Personal Loan is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst Credit Union Personal Loan is available in 1 state across the USA.
- APRs starting at 9.9%. These are average starting rates for a personal loan. If you have good credit you may qualify for a loan with better rates.
- Hard credit pull required. You can't check your rates or see if you prequalify for MembersFirst Credit Union Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your MembersFirst Credit Union Personal Loan early.
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What rates and terms does MembersFirst Credit Union Personal Loan offer?
What APR rate does MembersFirst Credit Union Personal Loan offer?
MembersFirst Credit Union Personal Loan offers a fixed APR personal loan product that starts at 9.9% APR.
What is the maximum loan term you can get with MembersFirst Credit Union Personal Loan?
MembersFirst Credit Union Personal Loan offers personal loans with
Loan Amount | N/A |
Loan Term | up to 48 months |
APR | Starting at 9.9% |
What fees does MembersFirst Credit Union Personal Loan charge?
Does MembersFirst Credit Union Personal Loan charge an origination fee?
MembersFirst Credit Union Personal Loan may charge a loan origination fee.
Does MembersFirst Credit Union Personal Loan charge a late fee?
Yes, MembersFirst Credit Union Personal Loan may charge borrowers a late payment fee.
Does MembersFirst Credit Union Personal Loan charge prepayment fees?
Yes, MembersFirst Credit Union Personal Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | N/A |
What do you need to qualify for MembersFirst Credit Union Personal Loan?
Applicants with a credit score of at least 600 and up to 850 may be eligible for MembersFirst Credit Union Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.MembersFirst Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. MembersFirst Credit Union Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via MembersFirst Credit Union Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by MembersFirst Credit Union Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 |
Does MembersFirst Credit Union Personal Loan report your account activity to credit bureaus?
Yes, MembersFirst Credit Union Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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P.O. Box 33189
Decatur, GA 30033 - Visit Site
Other Services by MembersFirst Credit Union
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 600 - 850 |
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